69 Summit Ave, Vineyard Haven, MA 02568 Property Records

Dukes County and Oak Bluffs Town property record for 69 Summit Ave, Vineyard Haven, MA 02568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Dec 2025)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0021 B:0072 L:001`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0021 B:0072 L:001`
Alternative APN	`4966`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,718 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4966
Street Address	69 SUMMIT AVE
City	VINEYARD HAVEN
State	MA
Zip	02568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	72
Legal Lot Number	1
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5027
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 651, OAK BLUFFS, MA 02557-0651
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · ARM LONGBRIDGE FINANCIAL LLC
May 13, 2024	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Dec 3, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Book / Page	1724 / 246
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	69 SUMMIT AVE, VINEYARD HAVEN, MA 02568
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001680-974
Date	May 13, 2024
Book Page	1680/974
Instrument	2239

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	721 Months
Due	Jun 1, 2084

Interest

Rate Type	Adjustable Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	69 SUMMIT AVE, VINEYARD HAVEN, MA 02568
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001680-988
Date	May 13, 2024
Book Page	1680/988
Instrument	2240

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	721 Months
Due	Jun 1, 2084

Interest

Rate Type	Adjustable Rate

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 3, 2025
Property Address	69 SUMMIT AVE, VINEYARD HAVEN, MA 02568
Document Number	001724-246
Book / Page	1724 / 246
Instrument Date	Dec 3, 2025
Instrument	5770
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 651, OAK BLUFFS, MA 02557-0651

Mortgage

Document Number	0000005771
Date	Dec 3, 2025
Instrument	5771

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (-1.9%)	$857,400 (+1.59%) Land $485,700 Building $371,700	$841,858
2024	$4,414.00 (+6.44%)	$844,000 (+7.45%) Land $441,400 Building $402,600
2023	$4,147.00	$785,500 Land $428,900 Building $356,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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