Bergen County and Montvale Borough property record for 69 Summit Ave, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 3,105 sqft · built 1986 |
| Lot Size | 1.57 acres (68,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $740,000 (Mar 2019) |
| Tax Bill | $17,813 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00402-0000-00020 |
| Primary APN | 36-00402-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,105 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 68,398 sqft |
| Lot Dimensions | 360 ft deep x 190 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 146900 |
|---|---|
| Street Address | 69 SUMMIT AVE |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 190 X360 |
| Legal Block | 402 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 246 BROWN ST, VALLEY STREAM, NY 11580-3533 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 14, 2019 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on File |
| Deed Sale | Mar 14, 2019 · Amount on File |
| Prior Sale | May 4, 1998 · Amount on File |
| Deed Document Number | 20191661201 |
| Deed Book / Page | 3198 / 2155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 26, 2026 |
| Property Address | 69 SUMMIT AVE, MONTVALE, NJ 07645-1212 |
| Document Number | 0000043055 |
| Book / Page | 5831 / 1222 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202643055 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 69 SUMMIT AVE, MONTVALE, NJ 07645-1212 |
| Document Number | 0000043055, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 5831/1222 |
| Instrument | 202643055 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 69 SUMMIT AVE, MONTVALE, NJ 07645-1212 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056290694 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 5629/694 |
| Instrument | 2025072468 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 69 SUMMIT AVE, MONTVALE, NJ 07645-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0045051074 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 4505/1074 |
| Instrument | 2021185145 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 14, 2019 |
| Property Address | 69 SUMMIT AVE, MONTVALE, NJ 07645-1212 |
| Document Number | 0031982155 |
| Book / Page | 3198 / 2155 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019-016612.01 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 BROWN ST, VALLEY STREAM, NY 11580-3533 |
| Document Number | 1901661202 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 19-016612.02 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,000 (-) Land $295,400 Building $402,600 | $698,000 (-) Land $295,400 Building $402,600 | |
| 2025 | $17,813.00 (+1.48%) | $698,000 (-) Land $295,400 Building $402,600 | $698,000 (-) Land $295,400 Building $402,600 |
| 2024 | $17,554.00 (+1.78%) | ||
| 2023 | $698,000 Land $295,400 Building $402,600 | $698,000 Land $295,400 Building $402,600 | |
| 2022 | $17,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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