69 Spear Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 69 Spear Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,811 sqft · built 1990
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,500 (Nov 2021)
Tax Bill	$6,264 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:6 L:89-E`

Property Details

APN / Parcel Number

Primary APN	`STAN M:6 L:89-E`
Alternative APNs	`M:6 L:89=E` `W2402R`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
Gross Area	6,728 sqft
1st Floor Area	1,904 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	109,336 sqft (2.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	W2402R
Street Address	69 SPEAR RD
City	STANDISH
State	ME
Zip	04084-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	89-E
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3013
Census Tract	17003

Owner

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 SPEAR RD, STANDISH, ME 04084-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
May 28, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 17, 2018	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	202184244
Deed Book / Page	38932 / 182
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0389320182
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	69 SPEAR RD, STANDISH, ME 04084-6109
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390890244
Date	Jan 14, 2022
Book Page	39089/244
Instrument	2991

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Nov 29, 2021
Property Address	69 SPEAR RD, STANDISH, ME 04084-6109
Document Number	0389320182
Book / Page	38932 / 182
Instrument Date	Oct 20, 2021
Instrument	84244
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	69 SPEAR RD, STANDISH, ME 04084-6109

Mortgage

Document Number	84245
Date	Nov 29, 2021
Instrument	84245

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	69 SPEAR RD, STANDISH, ME 04084-6109
Document Number	0367950321
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SPEAR RD STANDISH ME 040846109, STANDISH, ME 04084-6109

Mortgage

Document Number	0367950321
Date	Jun 11, 2020
Book Page	036795/000321
Instrument	31089

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	69 SPEAR RD, STANDISH, ME 04084-6109
Document Number	0351960126
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SPEAR RD STANDISH ME 040846109, STANDISH, ME 04084-6109

Mortgage

Document Number	0351960126
Date	Oct 5, 2018
Book Page	035196/000126
Instrument	51192

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,264.00 (+3.35%)	$505,200 (+5.03%) Land $72,600 Building $432,600
2024	$6,061.00 (+8.93%)	$481,000 (+19.74%) Land $67,400 Building $413,600
2023	$5,564.00 (+3.11%)	$401,700 (+7.58%) Land $56,900 Building $344,800
2022	$5,396.00	$373,400 Land $50,800 Building $322,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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