69 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 69 Seacliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,745 sqft · built 1973
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Apr 2022)
Tax Bill	$21,930 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-341-09`

Property Details

APN / Parcel Number

Primary APN	`042-341-09`
Alternative APNs	`042-341-09-000` `04206207000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,745 sqft Living Area
Gross Area	2,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Construction Type	Wood
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	245 sqft
Parking Spaces	1 Parking Space
Deck Area	481 sqft
Patio Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	69 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 40 LOT 34
Legal Subdivision	APTOS BCH CNTRY CLB PROP 02
Legal Lot Number	34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2016
Census Tract	122100

Owner

Source: Santa Cruz County records · APN 042-341-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	69 SEACLIFF DR, APTOS, CA 95003-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2022 · Amount on Record
Deed Sale	Apr 08, 2022 · Amount on Record
Prior Sale	Dec 17, 1998 · Amount on Record
Deed Document Number	202211420
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000041780
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 08, 2022
Property Address	69 SEACLIFF DR, APTOS, CA 95003-4518
Document Number	0000011420
Map Reference	VOL 23 PG 4
Instrument Date	Apr 07, 2022
Instrument	2022-0011420
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	69 SEACLIFF DR, APTOS, CA 95003-4518

Mortgage

Document Number	0000011421
Date	Apr 08, 2022
Instrument	2022-0011421

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Mortgage

Document Number	0000011422
Date	Apr 08, 2022
Instrument	2022-0011422

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 15, 2020
Property Address	69 SEACLIFF DR, APTOS, CA 95003-4518
Document Number	0000041780
Map Reference	VOL 23 PG 4
Instrument Date	Sep 21, 2020
Instrument	2020-0041780
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	69 SEACLIFF DR, APTOS, CA 95003-4518

Mortgage

Document Number	0000041781
Date	Oct 15, 2020
Instrument	2020-0041781

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,840,135 (+2%) Land $1,298,919 Building $541,216
2025	$21,930.00 (+9.49%) Homeowner's exemption	$1,804,054 (+4.04%) Land $1,273,450 Building $530,604
2023	$20,029.00 (+183.82%) Homeowner's exemption	$1,734,000 Land $1,224,000 Building $510,000	$1,643,760
2022	$7,057.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	57 (1978–2023)
Claims Outside the SFHA	3 of 57
Most Recent Claim	Jan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Etheric Communications, LLC., Surfnet Communications, AT&T, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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