69 S State St, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 69 S State St, Ripley, NY 14775

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1940
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,900 (Mar 2014)
Tax Bill	$1,423 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2026 Sale & Mortgage
APN	`066200 240.16-3-31`

Property Details

APN / Parcel Number

Primary APN	`066200 240.16-3-31`
Alternative APNs	`62002400160003031000` `62100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	170 ft deep x 70 ft wide
Porch	Porch
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	62100
Street Address	69 S STATE ST
City	RIPLEY
State	NY
Zip	14775-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 066200 35-1-10
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	RIPLEY
Census Block Group	1
Census Block	1011
Census Tract	36600

Owner

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 S STATE ST, RIPLEY, NY 14775-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Feb 19, 2026	Warranty Deed, Transfer MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Book / Page	2014 / 2089
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	69 S STATE ST, RIPLEY, NY 14775-9703
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022003023
Date	Jun 23, 2022
Instrument	MT2022003023

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Feb 19, 2026
Property Address	69 S STATE ST, RIPLEY, NY 14775-9703
Document Number	DE2026001790
Instrument Date	Feb 12, 2026
Instrument	DE2026001790
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 GOODRICH ST, RIPLEY, NY 14775-9538

Mortgage

Document Number	MT2026001375
Date	Feb 19, 2026
Instrument	MT2026001375

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ripley Town
Unified School District	Ripley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,423.00 (+0.21%)
2025	$1,420.00	$40,000 (-) Land $5,400 Building $34,600	$43,500 (+8.75%) Land $5,872 Building $37,628
2023		$40,000 (+207.69%) Land $5,400 Building $34,600	$40,000 (+179.99%) Land $5,400 Building $34,600
2022		$13,000 Land $5,100 Building $7,900	$14,286 Land $5,605 Building $8,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372
Water Source	Surface water
Last State Inspection	May 2024
Lead	7 ppb (2024) action level 15 ppb
Copper	2.09 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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