69 River St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 69 River St, Middleton, MA 01949

Property Summary

Property Type	Exempt (Full or Partial)
Details	6,627 sqft · built 1962
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0032 B:0000 L:0128`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0032 B:0000 L:0128`
Alternative APN	`MDLT M:0032 B:0000 L:0128`

Interior

Stories	1 Story
Building Area	6,627 sqft Total Area
Gross Area	6,927 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	69 RIVER ST
City	MIDDLETON
State	MA
Zip	01949-2420
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R1B
Legal Lot Number	128
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2013
Census Tract	212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 227, MIDDLETON, MA 01949-0327
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Balloon Mortgage RTN FEDERAL CREDIT UNION
Jan 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	69 RIVER ST, MIDDLETON, MA 01949-2420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38225-204
Date	Jan 29, 2020
Book Page	38225/204
Instrument	20200129003400

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	69 RIVER ST, MIDDLETON, MA 01949-2420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38225-169
Date	Jan 29, 2020
Book Page	38225/169
Instrument	20200129003370

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Assessed Value
2026	$650,600 (+9.36%) Land $410,200 Building $202,200
2025	$594,900 (+0.92%) Land $354,200 Building $240,700
2024	$589,500 (+1.25%) Land $354,200 Building $235,300
2023	$582,200 Land $354,200 Building $228,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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