69 Prospect St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 69 Prospect St, Franklin, NH 03235

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 2,469 sqft · built 1870
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2024)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:117 B:254 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:117 B:254 L`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	4,033 sqft
1st Floor Area	1,703 sqft
Attic	Attic
Attic Area	625 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	69 PROSPECT ST
City	FRANKLIN
State	NH
Zip	03235-1745
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3W&S
Legal Block	254
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2010
Census Tract	43001

Owner

69 Prospect St, a residential property, is owned by two individuals who bought it in April 2024.

Source: Merrimack County and Franklin City records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 E BOW ST, 5, FRANKLIN, NH 03235-1214
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF NEW HAMPSHIRE
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit FRANKLIN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	2024202400004907
Deed Book / Page	3854 / 27
Transfer Doc	3401-312
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Apr 19, 2024
Property Address	69 PROSPECT ST, FRANKLIN, NH 03235-1745
Document Number	0000004907
Book / Page	3854 / 27
Instrument Date	Apr 18, 2024
Instrument	202400004907
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 E BOW ST APT 5, 5, FRANKLIN, NH 03235-1214

Mortgage

Document Number	0000004908
Date	Apr 19, 2024
Instrument	202400004908

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	69 PROSPECT ST, FRANKLIN, NH 03235-1745
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009246
Date	May 11, 2022
Book Page	3791/1928
Instrument	202200009246

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	69 PROSPECT ST, FRANKLIN, NH 03235-1745
Document Number	0036702530
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 SILVER LN NORTHFIELD NH 032764115, NORTHFIELD, NH 03276-4115

Mortgage

Document Number	0036702530
Date	Apr 1, 2020
Book Page	003670/002530
Instrument	5896

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	MANCHESTER, NH 03102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 31, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 69 Prospect St was $3,969.

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,969.00	$225,100 Land $65,100 Building $160,000
2022	$3,924.00	$160,900 Land $52,300 Building $108,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 69 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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