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69 Phillips St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 69 Phillips St, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,742 sqft · built 2005
Lot Size0.416 acres (18,112 sqft)
Owner2 Individual Names on File
Last Sale$1,175,000 (Nov 2019)
Tax Bill$25,908 (2025)
Deeds & MortgagesJan 2021 Refinance
Jun 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNANDO M:00074 B:00005 L:0000A

Property Details

APN / Parcel Number

Primary APNANDO M:00074 B:00005 L:0000A

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area5,742 sqft Living Area
Gross Area9,984 sqft
Basement Area3,508 sqft
Unfinished Basement3,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,112 sqft (0.416 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address69 PHILLIPS ST
CityANDOVER
StateMA
Zip01810-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal Block5
Legal Lot NumberA
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2021
Census Tract254200

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address69 PHILLIPS ST, ANDOVER, MA 01810-4032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jun 11, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 19, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO
Jun 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2019 · Amount on File
Deed SaleNov 19, 2019 · Amount on File
Prior SaleNov 7, 1979 · Amount on File
Deed Book / Page16085 / 296
Prior Transfer DateMay 16, 2019
Prior Transfer Doc15870-161
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address69 PHILLIPS ST, ANDOVER, MA 01810-4032
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16733-131
DateJan 26, 2021
Book Page16733/131
Instrument2837
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateJun 11, 2020
Property Address69 PHILLIPS ST, ANDOVER, MA 01810-4032
Document Number16345-74
Book / Page016345 / 000074
Instrument DateJun 9, 2020
Instrument13953
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 PHILLIPS ST ANDOVER MA 018104032, ANDOVER, MA 01810-4032

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateNov 19, 2019
Property Address69 PHILLIPS ST, ANDOVER, MA 01810-4032
Document Number16085-296
Book / Page16085 / 296
Instrument DateNov 14, 2019
Instrument29140
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 PHILLIPS ST, ANDOVER, MA 01810-4032

Mortgage

Document Number29141
DateNov 19, 2019
Instrument29141
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateJun 4, 2019
Property Address69 PHILLIPS ST, ANDOVER, MA 01810-4032
Document Number15870-164
Book / Page015870 / 000164
Instrument DateMay 16, 2019
Instrument12455
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 PHILLIPS ST ANDOVER MA 018104032, ANDOVER, MA 01810-4032

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateJun 4, 2019
Property Address69 PHILLIPS ST, ANDOVER, MA 01810-4032
Document Number15870-161
Book / Page015870 / 000161
Instrument DateMay 16, 2019
Instrument12454
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1255 GULF SHORE BLVD N #5S NAPLES FL 341024937, 5S, NAPLES, FL 34102-4937

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,908.00 (+18.99%)$2,074,300 (+22.7%) Land $862,200 Building $1,212,100$1,628,490
2024$21,774.00 (+4.18%)$1,690,500 (+10.48%) Land $510,100 Building $1,180,400
2023$20,901.00$1,530,100 Land $459,500 Building $1,070,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978)
Most Recent ClaimFeb 1978 · Coastal Storms, Flood, Ice & Snow
Claims by Event
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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