69 Oak Ave, #71, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 69 Oak Ave, #71, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	4,153 sqft · built 1998
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (Sep 2011)
Tax Bill	$26,677 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00161-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`22-00161-0000-00010`
Alternative APN	`220016100010`

Interior

Building Area	4,153 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	108 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	220016100010
Street Address	69 OAK AVE, 71
City	WEST ORANGE
State	NJ
Zip	07052-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	100X108
Legal Block	161
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	3
Census Block	3008
Census Tract	18000

Owner

69 Oak Ave, #71 is owned and occupied by two individuals who bought it in September 2011.

Source: Essex County and West Orange Township records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69 OAK AVE, 71, WEST ORANGE, NJ 07052-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Sep 4, 2020	Deed of Trust, Mortgage · Conventional with PMI FULTON BK NA
May 15, 2019	Deed of Trust, Mortgage · Line of Credit BK & NJ FULTON
Apr 25, 2019	Quit Claim Deed, Mortgage · Conventional with PMI BK & NJ FULTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2011 · Amount on File
Deed Sale	Sep 9, 2011 · Amount on File
Prior Sale	Dec 14, 1999 · Amount on File
Deed Document Number	201163841
Deed Book / Page	12326 / 7714
Prior Transfer Date	Dec 13, 2010
Prior Transfer Doc	1229003764
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	69-71 OAK AVE, WEST ORANGE, NJ 07052
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012020
Date	Feb 29, 2024
Instrument	2024012020

Lender

Name	FULTON BANK NA
Type	Bank
Address	EAST PETERSBURG, PA 17520

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	69-71 OAK AVE, WEST ORANGE, NJ 07052
Document Number	0000092966
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69-71 OAK AVE WEST ORANGE NJ 070522409, WEST ORANGE, NJ 07052-2409

Mortgage

Document Number	0000092966
Date	Sep 23, 2020
Instrument	92966

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602-2853

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	69-71 OAK AVE, WEST ORANGE, NJ 07052
Document Number	0000064537
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OAK AVE WEST ORANGE NJ 070522409, WEST ORANGE, NJ 07052-2409

Mortgage

Document Number	0000064537
Date	Jul 15, 2019
Instrument	64537

Lender

Name	BK & NJ FULTON
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 25, 2019
Property Address	69-71 OAK AVE, WEST ORANGE, NJ 07052
Document Number	0000038142
Instrument Date	Mar 27, 2019
Instrument	38142
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69-71 OAK AVE WEST ORANGE NJ 070522409, WEST ORANGE, NJ 07052-2409

Mortgage

Document Number	38157
Date	Apr 25, 2019
Instrument	38157

Lender

Name	BK & NJ FULTON
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 69 Oak Ave, #71 was $26,677, up 0.7% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,015,500 (-) Land $344,600 Building $670,900	$1,015,500 (-) Land $344,600 Building $670,900
2025	$26,677.00 (+0.7%)	$1,015,500 Land $344,600 Building $670,900	$1,015,500 Land $344,600 Building $670,900
2024	$26,492.00
2023		$565,600 Land $160,800 Building $404,800	$565,600 Land $160,800 Building $404,800
2022	$25,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Oak Ave, #71 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Oak Ave, #71 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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