69 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 69 N St Andrews Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1966
Lot Size	0.333 acres (14,484 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Nov 2021)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3242-10-06-0020`

Property Details

APN / Parcel Number

Primary APN	`3242-10-06-0020`
Alternative APNs	`32134210060020` `42133210060020` `2999781.0` `2999781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	2,020 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,484 sqft (0.333 acres)
Lot Dimensions	102 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Finished/Open Porch
Porch Area	635 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2999781
Street Address	69 N ST ANDREWS DR
City	ORMOND BEACH
State	FL
Zip	32174-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 EXC TRI BEING E 16.5 FT ON N/L BLK 6 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1 MB 25 PGS 58-59 INC PER OR 3179 PG 0628 PER OR 6752 PG 4156 PER OR 8147 PG 3783
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA OAKS COUNTRY CLUB EST
Legal Tract	10
Legal Block	6
Legal Lot Number	2
Legal Unit	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3005
Census Tract	80807

Owner

Source: Volusia County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Nov 2, 2021	Warranty Deed, Transfer WATSON TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	2021263227
Deed Book / Page	8147 / 3783
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Jun 9, 2026
Property Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863
Document Number	0000103615
Book / Page	8863 / 3837
Instrument Date	Jun 3, 2026
Instrument	2026103615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863

Mortgage

Document Number	0000103615,
Date	Jun 9, 2026
Book Page	8863/3837
Instrument	2026103615

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	WATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863

Mortgage

Document Number	0084684837
Date	Oct 6, 2023
Book Page	8468/4837
Instrument	2023203971

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 2, 2021
Property Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863
Document Number	0081473783
Book / Page	8147 / 3783
Map Reference	MB 25 PG 58&59
Instrument Date	Oct 26, 2021
Instrument	2021-263227
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 FITZWARIN CT, 156, LEXINGTON, SC 29072-4407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3863

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,284 (+2.7%)	$341,692 (-0.51%) Land $66,030 Building $275,662
2025	$3,341.00 (+7.15%) Homeowner's exemption	$246,626 (+5.99%)	$343,447 (-2.77%) Land $66,030 Building $277,417
2023	$3,118.00 (-41.04%) Homeowner's exemption	$232,696 (-27.91%)	$353,242 (+9.44%) Land $64,709 Building $288,533
2022	$5,288.00	$322,768 Land $64,709 Building $258,059	$322,768 Land $64,709 Building $258,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	11 (1987–2024)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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