69 Murray Ave, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 69 Murray Ave, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,485 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Aug 2022)
Tax Bill	$6,486 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012200 96.07-2-11`

Property Details

APN / Parcel Number

Primary APN	`012200 96.07-2-11`
Alternative APNs	`220009600700020110000000` `09600700020110000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	169 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09600700020110000000
Street Address	69 MURRAY AVE
City	DELMAR
State	NY
Zip	12054-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	3-298-3 LOT 1 BLK E DELMAR
Legal Subdivision	DELMAR
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	5
Census Block	5007
Census Tract	14203

Owner

69 Murray Ave is owned and occupied by an individual who bought it in August 2022.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	69 MURRAY AVE, DELMAR, NY 12054-3732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Oct 17, 2001 · Amount on File
Deed Document Number	202218207
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 3, 2022
Property Address	69 MURRAY AVE, DELMAR, NY 12054-3732
Document Number	0000008207
Instrument Date	Jun 30, 2022
Instrument	R2022-18207
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 HEATHER LN, DELMAR, NY 12054-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MURRAY AVE, DELMAR, NY 12054-3732

Mortgage

Document Number	0000008208
Date	Aug 3, 2022
Instrument	R2022-18208

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 69 Murray Ave was $6,486, up 1.1% from the year before.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,486.00 (+1.09%)
2025	$6,416.00	$195,000 Land $68,000 Building $127,000	$304,688 Land $106,250 Building $198,438
2023		$195,000 Land $68,000 Building $127,000	$260,000 Land $90,667 Building $169,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Murray Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Sep 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Murray Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20