69 Mill Pond Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 69 Mill Pond Dr, Lancaster, PA 17603

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,566 sqft · built 1997
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Jul 2017)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-84174-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-84174-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	716 sqft
Upper Floors Area	580 sqft
Basement Area	580 sqft
Finished Basement	270 sqft
Unfinished Basement	310 sqft
Game Room	Game Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	69 MILL POND DR
City	LANCASTER
State	PA
Zip	17603-7412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Description	69 MILL POND DR
Legal Subdivision	GABLE PARK WOODS
Legal Lot Number	95
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2001
Census Tract	13505

Owner

Source: Lancaster County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 MILL POND DR, LANCASTER, PA 17603-7412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage KAREN L SEMMELMAN
Jul 18, 2017	Grant Deed, Transfer KAREN L SEMMELMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	20176344538
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	69 MILL POND DR, LANCASTER, PA 17603-7412
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MILL POND DR, LANCASTER, PA 17603-7412

Mortgage

Document Number	0006553740
Date	Oct 19, 2020
Instrument	6553740

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	69 MILL POND DR, LANCASTER, PA 17603-7412
Document Number	0006347236
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MILL POND DR LANCASTER PA 176037412, LANCASTER, PA 17603-7412

Mortgage

Document Number	0006347236
Date	Aug 1, 2017
Instrument	6347236

Lender

Name	KAREN L SEMMELMAN
Address	2460 HARBOUR LN, SANIBEL, FL 33957-2029

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 18, 2017
Property Address	69 MILL POND DR, LANCASTER, PA 17603-7412
Document Number	0006344538
Instrument Date	Jul 14, 2017
Instrument	6344538
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MILL POND DR LANCASTER PA 176037412, LANCASTER, PA 17603-7412

Mortgage

Document Number	6344539
Date	Jul 18, 2017
Instrument	6344539

Lender

Name	KAREN L SEMMELMAN
Address	2460 HARBOUR LN, SANIBEL, FL 33957-2029

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400 (-) Land $29,500 Building $107,900	$137,400 (-) Land $29,500 Building $107,900
2025	$4,020.00 (+1.46%)
2024	$3,962.00	$137,400 Land $29,500 Building $107,900
2018			$137,400 Land $29,500 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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