69 Main St, Big Flats, NY 14814 Property Records

Chemung County and Big Flats Town property record for 69 Main St, Big Flats, NY 14814

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,132 sqft · built 1900
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Jul 2009)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	Feb 2006 Mortgage Jul 2009 Sale + 1 more
APN	`072400 66.04-3-79`

Property Details

APN / Parcel Number

Primary APN	`072400 66.04-3-79`
Alternative APNs	`240006600400030790000000` `02616000`

Interior

Units	6 Units
Stories	2 Stories
Building Area	5,132 sqft Gross Area
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	173 ft deep x 103 ft wide

Exterior Amenities

Porch	Slab
Porch Area	1,171 sqft
Canopy	541 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02616000
Street Address	69 MAIN ST
City	BIG FLATS
State	NY
Zip	14814-8967
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Block	3
Legal Lot Number	79.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	BIG FLATS
Census Block Group	2
Census Block	2012
Census Tract	10302

Owner

Source: Chemung County and Big Flats Town records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 298, HORSEHEADS, NY 14845-0298
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2006	Deed of Trust, Mortgage · Commercial Mortgage CHEMUNG CANAL TRUST CO
Jul 15, 2009	Deed, Transfer SCOTT PAUTO
Sep 6, 2005	Deed, Transfer SCOTT J PAUTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2009 · Amount on Record
Deed Sale	Jul 15, 2009 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Book / Page	9071 / 50029
Record Updated	Jun 8, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	69 MAIN ST, BIG FLATS, NY 14814-8967
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006022800001764
Date	Feb 28, 2006
Instrument	20060228-00001764

Lender

Name	CHEMUNG CANAL TRUST CO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	47 Months
Due	Jan 1, 2010

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jul 15, 2009
Property Address	69 MAIN ST, BIG FLATS, NY 14814-8967
Document Number	0000009071/0000050029
Book / Page	0000009071 / 0000050029
Instrument Date	Jun 30, 2009
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SCOTT PAUTO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W BROAD ST # 298, 298, HORSEHEADS, NY 14845-2258

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 6, 2005
Property Address	69 MAIN ST, BIG FLATS, NY 14814-8967
Document Number	0000005090/0000060041
Book / Page	0000005090 / 0000060041
Instrument Date	Aug 30, 2005
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SCOTT J PAUTG

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OVAL RUN, ELMIRA, NY 14903

Tax Assessment & Valuation

Source: Chemung County and Big Flats Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Big Flats Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,694.00	$228,500 (+8.04%) Land $34,700 Building $193,800	$268,200 (+19.2%) Land $40,729 Building $227,471
2023		$211,500 Land $32,100 Building $179,400	$225,000 Land $34,149 Building $190,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG FLATS WATER DISTRICT 5 serves 8,489 people · EPA ID NY0701011
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Xtreme5G Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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