69 Lakefront Dr, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 69 Lakefront Dr, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,762 sqft · built 1950
Lot Size	0.58 acres (25,265 sqft)
Owner	Company Name on File
Tax Bill	$10,028 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:U15 L:006-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:U15 L:006-00`
Alternative APNs	`M:U15 L:006=00` `1786`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
Gross Area	3,399 sqft
1st Floor Area	986 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1786
Street Address	69 LAKEFRONT DR
City	RICHMOND
State	ME
Zip	04357-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH
Legal Lot Number	6-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2008
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

69 Lakefront Dr, a single family home, is owned by a company.

Source: Sagadahoc County and Richmond Town records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	69 LAKEFRONT DR, RICHMOND, ME 04357-3145
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MID-ISLAND MORTGAGE CORP
Mar 6, 2018	Deed of Trust, Mortgage FIVE CNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	69 LAKEFRONT DR, RICHMOND, ME 04357-3145
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001448
Date	Mar 20, 2026
Instrument	2026R-01448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	69 LAKEFRONT DR, RICHMOND, ME 04357-3145
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001924
Date	May 3, 2023
Instrument	2023R-01924

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	69 LAKEFRONT DR, RICHMOND, ME 04357-3145
Document Number	0000001639
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 LAKEFRONT DR RICHMOND ME 043573145, RICHMOND, ME 04357-3145

Mortgage

Document Number	0000001639
Date	Mar 16, 2018
Instrument	1639

Lender

Name	FIVE CNTY CU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 69 Lakefront Dr was $10,028, up 44.6% from the year before.

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,028.00 (+44.62%)	$895,400 (+204.77%) Land $253,400 Building $642,000
2024	$6,934.00	$293,800 Land $138,800 Building $155,000
2022	$4,254.00	$217,600 Land $138,800 Building $78,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 69 Lakefront Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1992–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Lakefront Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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