69 James Sq, Williamsburg, VA 23185 Property Records

James City County property record for 69 James Sq, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,566 sqft · built 1986
Lot Size	0.052 acres (2,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2023)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-1 11-0-0069`

Property Details

APN / Parcel Number

Primary APN	`48-1 11-0-0069`
Alternative APN	`6940`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	2,265 sqft (0.052 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6940
Street Address	69 JAMES SQ
City	WILLIAMSBURG
State	VA
Zip	23185-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFA
Legal Description	L-69 S-1 JAMES SQUARE
Legal Subdivision	JAMES SQUARE
Legal Lot Number	69
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2002
Census Tract	80203

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL MORTGAGE COMPANY
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MTG SVCS
Apr 27, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20239609
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 7, 2023
Property Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349
Document Number	0202309609
Instrument Date	Sep 1, 2023
Instrument	202309609
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349

Mortgage

Document Number	0202309611
Date	Sep 7, 2023
Instrument	202309611

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 2, 2021
Property Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349
Document Number	210015803
Instrument Date	Jul 29, 2021
Instrument	210015803
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349
Investor	Possibly a Property Investor

Mortgage

Document Number	210015804
Date	Aug 2, 2021
Instrument	210015804

Lender

Name	CARDINAL MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 18, 2017
Property Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349
Document Number	0000023897
Instrument Date	Nov 27, 2017
Instrument	23897
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 JAMES SQ WILLIAMSBURG VA 231853349, WILLIAMSBURG, VA 23185-3349

Mortgage

Document Number	23898
Date	Dec 18, 2017
Instrument	23898

Lender

Name	TIDEWATER MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 27, 2017
Property Address	69 JAMES SQ, WILLIAMSBURG, VA 23185-3349
Document Number	0000008601
Instrument Date	Apr 10, 2017
Instrument	8601
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,028.00 (+38.62%)	$244,400 (+24.89%) Land $40,400 Building $204,000	$244,400 (+24.89%) Land $40,400 Building $204,000
2023		$195,700 (-) Land $36,000 Building $159,700	$195,700 (-) Land $36,000 Building $159,700
2022		$195,700 Land $36,000 Building $159,700	$195,700 Land $36,000 Building $159,700
2019	$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Glo Fiber, T-Mobile.

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