69 Illinois St, West Point, MS 39773 Property Records

Clay County property record for 69 Illinois St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,538 sqft · built 1991
Lot Size	0.62 acres (27,009 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Sep 2018)
Tax Bill	$325 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082D115C 0150000`

Property Details

APN / Parcel Number

Primary APN	`082D115C 0150000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,538 sqft Finished Area
1st Floor Area	1,462 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,009 sqft
Utility Building	160 sqft

Location & Zoning

Street Address	69 ILLINOIS ST
City	WEST POINT
State	MS
Zip	39773-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 DB 299/368
Legal Range	06E
Legal Township	17
Legal Section	15
Legal Block	78
Legal Lot Number	13
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

69 Illinois St is owned and occupied by an individual who bought it in September 2018.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	69 ILLINOIS ST, WEST POINT, MS 39773-2767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Sep 10, 2018	Deed of Trust, Mortgage MORTGAGE LENDERS OF AMERICA LLC
Sep 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Deed Document Number	20185319
Deed Book / Page	299 / 368
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	69 ILLINOIS ST, WEST POINT, MS 39773-2767
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	538/848
Date	Nov 9, 2021
Book Page	538/848
Instrument	2021005991

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	69 ILLINOIS ST, WEST POINT, MS 39773-2767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	507/276
Date	Sep 10, 2018
Book Page	507/276
Instrument	2018005320

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution
Address	LEAWOOD, KS 66211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Sep 10, 2018
Property Address	69 ILLINOIS ST, WEST POINT, MS 39773-2767
Document Number	299/368
Book / Page	299 / 368
Instrument Date	Aug 31, 2018
Instrument	2018005319
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 GREENFIELD RIDGE DR E, 622, BRANDON, MS 39042-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 ILLINOIS ST, WEST POINT, MS 39773-2767

Tax Assessment & Valuation

The 2025 property tax bill for 69 Illinois St was $325 with exemptions applied.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00 Additional exemption filed	$8,481 (-) Land $1,110 Building $7,371	$84,805 (-) Land $11,100 Building $73,705
2024		$8,481 (+18.22%) Land $1,110 Building $7,371	$84,805 (+18.22%) Land $11,100 Building $73,705
2023	$785.00 (+1.16%) Additional exemption filed	$7,174 Land $1,110 Building $6,064	$71,736 Land $11,100 Building $60,636
2022	$776.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69 Illinois St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1994–2011)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Illinois St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: 4-County Fiber, T-Mobile.

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