Barnstable County and Chatham Town property record for 69 Howes Ln, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,591 sqft · built 1962 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Feb 1991) |
| Tax Bill | $5,913 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:07B B:0025 L:S41 |
| Primary APN | CHAT M:07B B:0025 L:S41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 3,560 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6191 |
|---|---|
| Street Address | 69 HOWES LN |
| City | CHATHAM |
| State | MA |
| Zip | 02633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 25 |
| Legal Lot Number | S41 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10700 |
69 Howes Ln is owned by two individuals who bought it in February 1991.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9053 WINDSWEPT DR, ESTERO, FL 34135-8186 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1991 · Amount on File |
| Deed Sale | Feb 1, 1991 · Amount on File |
| Deed Book / Page | 7429 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 69 HOWES LN, CHATHAM, MA 02633 |
| Document Number | 32009-48 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 69 HOWES LN CHATHAM MA 02633, CHATHAM, MA 02633 |
| Document Number | 32009-48 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 032009/000048 |
| Instrument | 20923 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 69 Howes Ln was $5,913, up 3% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,913.00 (+3.03%) | $1,704,000 (+5.99%) Land $1,311,600 Building $392,400 | $1,615,095 |
| 2024 | $5,739.00 (+7.73%) | $1,607,700 (+17.1%) Land $1,237,300 Building $370,400 | |
| 2023 | $5,327.00 | $1,372,900 Land $1,031,000 Building $341,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Howes Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 86 units insured incl. 2 condo units |
| Nearby Flood Claims | 6 (1987–2013) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 69 Howes Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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