69 Hamil St, Gates, TN 38037 Property Records

Lauderdale County property record for 69 Hamil St, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1971
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$5,000 (Mar 2013)
Tax Bill	$244 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049039M B 00201`

Property Details

APN / Parcel Number

Primary APN	`049039M B 00201`
Alternative APN	`039M B 00201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	69 HAMIL ST
City	GATES
State	TN
Zip	38037-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 17, COUNTY AREA: G88
Legal Subdivision	GEARY
Legal Lot Number	12
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1016
Census Tract	50300

Owner

Source: Lauderdale County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5204 CONCORD RD, GATES, TN 38037-4656
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Commercial Mortgage BANK OF HALLS
Oct 10, 2025	Intrafamily Transfer, Transfer
Oct 10, 2025	Intrafamily Transfer, Transfer
Feb 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Dec 13, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2013 · Amount on Record
Deed Sale	Mar 11, 2013 · Amount on Record
Prior Sale	Aug 7, 2003
Deed Document Number	2013168430
Deed Book / Page	647 / 531
Last Transfer Date	Oct 10, 2025
Transfer Doc	000831/771
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	69 HAMIL ST, GATES, TN 38037-4301
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 CONCORD RD, GATES, TN 38037-4656

Mortgage

Document Number	000836/138
Date	Jan 15, 2026
Book Page	836/138
Instrument	212357

Lender

Name	BANK OF HALLS
Type	Bank
Address	PO BOX 8, HALLS, TN 38040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2027

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE TN
Recording Date	Oct 10, 2025
Property Address	69 HAMIL ST, GATES, TN 38037-4301
Document Number	000831/771
Book / Page	831 / 771
Instrument Date	Oct 8, 2025
Instrument	211538
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 CONCORD RD, GATES, TN 38037-4656

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE TN
Recording Date	Oct 10, 2025
Property Address	69 HAMIL ST, GATES, TN 38037-4301
Document Number	000831/771
Book / Page	831 / 771
Instrument Date	Oct 8, 2025
Instrument	211538
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 CONCORD RD, GATES, TN 38037-4656

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	69 HAMIL ST, GATES, TN 38037-4301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 HAMIL ST, GATES, TN 38037-4301

Mortgage

Document Number	0000191275
Date	Feb 28, 2020
Book Page	0000000736/0000000758
Instrument	191275

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Dec 13, 2017
Property Address	69 HAMIL ST, GATES, TN 38037-4301
Book / Page	000707 / 000812
Instrument Date	Dec 8, 2017
Instrument	184343
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5204 CONCORD RD GATES TN 380374656, GATES, TN 38037-4656

Mortgage

Document Number	0000184343
Date	Dec 13, 2017
Book Page	000707/000812
Instrument	184343

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Gates Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$244.00	$9,600 (-) Land $900 Building $8,700
2024	$244.00 (+38.64%)	$9,600 (-) Land $900 Building $8,700
2023		$9,600 Land $900 Building $8,700
2022	$176.00
2021			$38,400 Land $3,600 Building $34,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES WATER DEPARTMENT serves 670 people · EPA ID TN0000255
Water Source	Purchased groundwater from HALLS WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hamil St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures