69 Elm St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 69 Elm St, Townsend, MA 01469

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,758 sqft · built 1952
Lot Size0.505 acres (22,002 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Nov 2018)
Tax Bill$5,691 (2026)
Deeds & MortgagesMay 2022 Refinance
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNTOWN M:0010 B:0035 L:0000

Property Details

APN / Parcel Number

Primary APNTOWN M:0010 B:0035 L:0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,758 sqft Living Area
Gross Area2,747 sqft
Basement Area832 sqft
Unfinished Basement499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,002 sqft (0.505 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address69 ELM ST
CityTOWNSEND
StateMA
Zip01469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal Block35
JurisdictionTOWNSEND MA
Township / Civil DivisionTOWNSEND
Census Block Group3
Census Block3009
Census Tract301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address69 ELM ST, TOWNSEND, MA 01469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SIERRA PACIFIC MORTGAGE CO INC
Nov 16, 2018Personal Representative Deed, Transfer
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Deed Document Number2018176376
Deed Book / Page71895 / 113
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOWNSEND MA
Property Address69 ELM ST, TOWNSEND, MA 01469
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080168-507
DateMay 24, 2022
Book Page80168/507
Instrument77491
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

November 2018: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionTOWNSEND MA
Recording DateNov 16, 2018
Property Address69 ELM ST, TOWNSEND, MA 01469
Document Number71895-113
Book / Page71895 / 113
Instrument176376
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number718950117
DateNov 16, 2018
Instrument71895/0117
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 16, 2048

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionTownsend Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,691.00 (+1.23%)$413,900 (+6.9%) Land $103,500 Building $309,500$299,440 (-)
2025$5,622.00 (+2.84%)$387,200 (+2.06%) Land $91,100 Building $296,100$299,440 (+3.55%)
2024$5,467.00 (-0.55%)$379,400 (+5.33%) Land $91,100 Building $288,300$289,180
2023$5,497.00$360,200 Land $82,800 Building $277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSEND WATER DEPARTMENT
serves 6,832 people · EPA ID MA2299000
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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