69 Elm St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 69 Elm St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,425 sqft · built 1962
Lot Size	0.37 acres (16,100 sqft)
Owner	2 Trust Names on File
Last Sale	$152,000 (Oct 1992)
Tax Bill	$7,702 (2026)
Deeds & Mortgages	Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-F B:0003 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-F B:0003 L:0003`
Alternative APNs	`M:011=F B:0003 L:0003` `4982027`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	1,399 sqft
Basement Area	1,399 sqft
Unfinished Basement	1,399 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,100 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4982027
Street Address	69 ELM ST
City	SAUGUS
State	MA
Zip	01906-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3022
Census Tract	208302

Owner

69 Elm St is owner-occupied and held in a trust since March 2024.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	69 ELM ST, SAUGUS, MA 01906-2252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1992 · Amount on File
Deed Sale	Oct 30, 1992 · Amount on File
Last Transfer Date	Mar 21, 2024
Transfer Doc	042137-294
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 15, 2020
Property Address	69 ELM ST, SAUGUS, MA 01906-2252
Document Number	38612-319
Book / Page	038612 / 000319
Instrument Date	Jun 8, 2020
Instrument	15005940
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 ELM ST SAUGUS MA 019062252, SAUGUS, MA 01906-2252

Tax Assessment & Valuation

The 2026 property tax bill for 69 Elm St was $7,702, up 4% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,702.00 (+4%)	$739,200 (+6.61%) Land $389,200 Building $349,400	$776,942 (+7.68%)
2025	$7,406.00 (+1.54%)	$693,400 (+1.24%) Land $355,600 Building $337,800	$721,525
2024	$7,294.00 (+3.81%)	$684,900 (+9.76%) Land $346,000 Building $338,900
2023	$7,026.00	$624,000 Land $302,700 Building $321,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20