69 D W Davidson Rd, Oneida, KY 40972 Property Records

Clay County property record for 69 D W Davidson Rd, Oneida, KY 40972

Property Summary

Property Type	Single Family Home
Details	2 bd · 704 sqft · built 1935
Lot Size	20.8 acres (909,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2025)
Tax Bill	$541 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`180-00-00-024.00`

Property Details

APN / Parcel Number

Primary APN	`180-00-00-024.00`
Alternative APNs	`122354` `6892`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	909,968 sqft (20.8 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	6892
Street Address	69 D W DAVIDSON RD
City	ONEIDA
State	KY
Zip	40972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20.890 ACRES & HOUSE & GARAGE
Jurisdiction	CLAY KY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2037
Census Tract	950100

Owner

Source: Clay County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 197, ONEIDA, KY 40972-0197
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit 1ST TRUST BANK INC
Aug 12, 2020	Warranty Deed, Transfer ACUTE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Deed Document Number	20251685476
Deed Book / Page	351 / 398
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	69 D W DAVIDSON RD, ONEIDA, KY 40972-6724
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 116, ONEIDA, KY 40972-0116

Mortgage

Document Number	000245/349
Date	Mar 7, 2023
Book Page	245/349
Instrument	1671241

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	LONDON, KY 40741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Jan 30, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Aug 12, 2020
Property Address	69 D W DAVIDSON RD, ONEIDA, KY 40972-6724
Document Number	000331/369
Book / Page	331 / 369
Instrument Date	Jul 23, 2020
Instrument	311231
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	833 RINEY B DR, RICHMOND, KY 40475-7716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 99, ANASCO XX 610

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (+772.58%)	$45,300 (+81.2%)	$45,300 (+81.2%)
2023	$62.00	$25,000	$25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

No cell data coverage reported

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