Middlesex County and Belmont Town property record for 69 Cross St, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,756 sqft · built 1930 |
| Lot Size | 0.131 acres (5,705 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $860,000 (Jan 2018) |
| Tax Bill | $11,253 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:34 P:000011 S |
| Primary APN | BELM M:34 P:000011 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,705 sqft (0.131 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 69 CROSS ST |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 357100 |
69 Cross St is owned and occupied by two individuals who bought it in January 2018.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 CROSS ST, BELMONT, MA 02478-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on File |
| Deed Sale | Jan 30, 2018 · Amount on File |
| Prior Sale | Dec 22, 1995 · Amount on File |
| Deed Book / Page | 70572 / 356 |
| Transfer Doc | 070572-356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jan 30, 2018 |
| Property Address | 69 CROSS ST, BELMONT, MA 02478-3148 |
| Document Number | 70572-356 |
| Book / Page | 70572 / 356 |
| Instrument | 14370 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83.96 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 CROSS ST, BELMONT, MA 02478-3148 |
| Document Number | 705720360 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 70572/0360 |
| Name | MERRIMACK MTG CO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2048 |
The 2025 property tax bill for 69 Cross St was $11,253.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,253.00 | $988,000 Land $583,000 Building $405,000 | $1,323,920 (+1.74%) |
| 2024 | $1,301,310 | ||
| 2023 | $11,128.00 | $990,000 Land $686,000 Building $304,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Cross St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 69 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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