69 Crest Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 69 Crest Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,619 sqft · built 2006
Lot Size	2.64 acres (115,086 sqft)
Owner	2 Individual Names on File
Last Sale	$3,250,000 (Feb 2026)
Tax Bill	$23,624 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-251-06`

Property Details

APN / Parcel Number

Primary APN	`046-251-06`
Alternative APN	`046-251-06-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	4,619 sqft Living Area
Gross Area	5,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	115,086 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	877 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	69 CREST DR
City	WATSONVILLE
State	CA
Zip	95076-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	A046 25
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	122300

Owner

Source: Santa Cruz County records · APN 046-251-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	69 CREST DR, WATSONVILLE, CA 95076-9697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 30, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2026 · Amount on Record
Deed Sale	Feb 04, 2026 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20262408
Prior Transfer Date	Oct 05, 2005
Prior Transfer Doc	0000074630
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 04, 2026
Property Address	69 CREST DR, WATSONVILLE, CA 95076-9697
Document Number	0000002408
Instrument Date	Jan 26, 2026
Instrument	2026-0002408
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	69 CREST DR, WATSONVILLE, CA 95076-9697

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	69 CREST DR, WATSONVILLE, CA 95076-9697
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 CREST DR, WATSONVILLE, CA 95076-9697

Mortgage

Document Number	0000003272
Date	Feb 01, 2022
Instrument	2022-0003272

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.25%
Type Change Date	Feb 01, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	3.25%
Index	Other
Margin	3
Max Rate	6.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	69 CREST DR, WATSONVILLE, CA 95076-9697
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14231 PAUL AVE, SARATOGA, CA 95070-5818

Mortgage

Document Number	0000013422
Date	Mar 05, 2021
Instrument	2021-0013422

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Mar 01, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.12%
Index	Other
Margin	3
Max Rate	7.12%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2020
Property Address	69 CREST DR, WATSONVILLE, CA 95076-9697
Document Number	0000045108
Instrument Date	Oct 27, 2020
Instrument	45108
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$2,002.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14231 PAUL AVE SARATOGA CA 950705818, SARATOGA, CA 95070-5818

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,009,427 (+2%) Land $1,126,162 Building $883,265
2025	$23,624.00 (+12.81%)	$1,970,027 (+4.04%) Land $1,104,081 Building $865,946
2023	$20,941.00 (+1.77%)	$1,893,528 Land $1,061,208 Building $832,320	$1,899,540
2022	$20,577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871223002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010, other causes

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 29% of California
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: Verizon, AT&T, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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