69 Cottage St, Fairhaven, MA 02719 Property Records

Bristol County and Fairhaven Town property record for 69 Cottage St, Fairhaven, MA 02719

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1946
Lot Size	0.17 acres (7,388 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2025)
Tax Bill	$4,564 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:000004 L:00162 S`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:000004 L:00162 S`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,395 sqft Living Area
Gross Area	2,415 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,388 sqft (0.17 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	69 COTTAGE ST
City	FAIRHAVEN
State	MA
Zip	02719-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	162
Jurisdiction	FAIRHAVEN MA
Township / Civil Division	FAIRHAVEN
Census Block Group	1
Census Block	1003
Census Tract	655400

Owner

69 Cottage St is owned and occupied by an individual who bought it in October 2025.

Source: Bristol County and Fairhaven Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	69 COTTAGE ST, FAIRHAVEN, MA 02719-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Quit Claim Deed, Transfer FIRST CITIZENS FCU
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit BRIDGEWATER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Nov 16, 1999 · Amount on File
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRHAVEN MA
Recording Date	Oct 3, 2025
Property Address	69 COTTAGE ST, FAIRHAVEN, MA 02719-3521
Document Number	0000138915
Instrument Date	Oct 3, 2025
Instrument	138915
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 COTTAGE ST, FAIRHAVEN, MA 02719-3521

Mortgage

Document Number	0000138916
Date	Oct 3, 2025
Instrument	138916

Lender

Name	FIRST CITIZENS FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRHAVEN MA
Property Address	69 COTTAGE ST, FAIRHAVEN, MA 02719-3521
Document Number	12273-193
Book / Page	012273 / 000193
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12273-193
Date	Nov 15, 2017
Book Page	012273/000193
Instrument	28175

Lender

Name	BRIDGEWATER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 69 Cottage St was $4,564, up 3.1% from the year before.

Source: Bristol County and Fairhaven Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Fairhaven Town
Unified School District	Fairhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,564.00 (+3.09%)	$496,600 (+4.55%) Land $242,100 Building $254,500	$530,540 (-2.18%)
2025	$4,427.00 (+3.99%)	$475,000 (+2.99%) Land $242,100 Building $232,900	$542,355
2024	$4,257.00 (+8.76%)	$461,200 (+17.23%) Land $242,100 Building $219,100
2023	$3,914.00	$393,400 Land $208,900 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Cottage St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	31 (1978–2018)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Hurricane Bob, Aug 1991 · 18 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRHAVEN WATER DEPT serves 15,155 people · EPA ID MA4094000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures