69 Cotswold Cir, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 69 Cotswold Cir, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,560 sqft · built 1985
Lot Size	0.323 acres (14,083 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Apr 2021)
Tax Bill	$5,949 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37 00034-0000-00029-0000-C4.13`

Property Details

APN / Parcel Number

Primary APN	`37 00034-0000-00029-0000-C4.13`
Alternative APNs	`37-00034-0000-00029-0000-C0413` `3700034000000029C4.13`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,072 sqft
Upper Floors Area	752 sqft
Basement Area	368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,083 sqft (0.323 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	37000340000000290000C4.13
Street Address	69 COTSWOLD CIR
City	OCEAN
State	NJ
Zip	07712-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTSWOLD ON THE GREEN UNIT 4M BLDG 4 NIT 1A
Legal Subdivision	COTSWOLD-ON-THE-GREEN BLDG #4
Legal Block	34
Legal Lot Number	29
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2007
Census Tract	806502

Owner

69 Cotswold Cir is owned and occupied by two individuals who bought it in April 2021.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	69 COTSWOLD CIR, OCEAN, NJ 07712-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Jul 20, 2012 · Amount on File
Deed Document Number	202158022
Deed Book / Page	9500 / 1185
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 12, 2021
Property Address	69 COTSWOLD CIR, OCEAN, NJ 07712-2647
Document Number	0095001185
Book / Page	9500 / 1185
Map Reference	MB 4490 PG 13
Instrument Date	Mar 19, 2021
Instrument	2021058022
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 RIVERBEND DR, 79, NEW BRUNSWICK, NJ 08902-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 COTSWOLD CIR # 4M, 4M, OCEAN, NJ 07712-2647

Mortgage

Document Number	2021058023
Date	Apr 12, 2021
Instrument	2021058023

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,000 (+2.07%) Land $315,000 Building $182,000	$497,000 (+2.07%) Land $315,000 Building $182,000
2025		$486,900 Land $309,000 Building $177,900	$486,900 Land $309,000 Building $177,900
2024	$5,949.00
2023		$397,000 Land $248,000 Building $149,000	$397,000 Land $248,000 Building $149,000
2022	$5,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Cotswold Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Cotswold Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35