69 Continental Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 69 Continental Dr, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,522 sqft · built 1986
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Feb 2021)
Tax Bill$4,167 (2025)
Deeds & MortgagesAug 2025 Mortgage
May 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNHARW M:87 P:U3-15

Property Details

APN / Parcel Number

Primary APNHARW M:87 P:U3-15
Alternative APNs
  • M:00087 B:U003 L:015
  • 9962

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,522 sqft Living Area
Gross Area3,525 sqft
1st Floor Area1,522 sqft
Basement Area1,192 sqft
Unfinished Basement1,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9962
Street Address69 CONTINENTAL DR
CityHARWICH
StateMA
Zip02645-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group1
Census Block1028
Census Tract11100

Owner

69 Continental Dr is owned and occupied by an individual who acquired it in May 2021.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address69 CONTINENTAL DR, HARWICH, MA 02645-2139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2025Deed of Trust, Mortgage
CITIZENS BANK
May 18, 2021Quit Claim Deed, Transfer
Quitclaim
Feb 10, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SHAMROCK HOME LOANS
May 1, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2021 · Amount on File
Deed SaleFeb 10, 2021 · Amount on File
Prior SaleMay 1, 2017 · Amount on File
Last Transfer DateMay 12, 2021
Transfer Doc1428910
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address69 CONTINENTAL DR, HARWICH, MA 02645-2139
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001528901
DateAug 25, 2025
Instrument1528901
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount on Record
Term301 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateMay 18, 2021
Property Address69 CONTINENTAL DR, HARWICH, MA 02645-2139
Document Number1428910
Instrument DateMay 12, 2021
Instrument1428910
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 CONTINENTAL DR, HARWICH, MA 02645-2139

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateFeb 10, 2021
Property Address69 CONTINENTAL DR, HARWICH, MA 02645-2139
Document Number1419772
Instrument DateFeb 6, 2021
Instrument1419772
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2631 HOWARD AVE, SAN DIEGO, CA 92104-1724

Mortgage

Document Number1419773
DateFeb 10, 2021
Instrument1419773
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateMay 1, 2017
Property Address69 CONTINENTAL DR, HARWICH, MA 02645-2139
Document Number0001320089
Instrument DateMar 28, 2017
Instrument1320089
Transaction TypeTransfer
Record UpdatedMay 23, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,863.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 EASY ST SUDBURY MA 017763308, SUDBURY, MA 01776-3308

Mortgage

Document Number1320090
DateMay 1, 2017
Instrument1320090
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 69 Continental Dr was $4,167, up 3.9% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,167.00 (+3.86%)$705,100 (+5.98%) Land $205,200 Building $499,900$731,880
2024$4,012.00 (+3.99%)$665,300 (+14.51%) Land $193,600 Building $471,700
2023$3,858.00$581,000 Land $176,000 Building $405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Continental Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Continental Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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