Lafayette County property record for 69 Co Rd 451, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,100 sqft · built 2023 |
| Lot Size | 5.8 acres (252,648 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,463 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 208-28-018.00 |
| Primary APN | 208-28-018.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Lot Area | 252,648 sqft (5.8 acres) |
| Account Number | 11787 |
|---|---|
| Street Address | 69 COUNTY ROAD 451 |
| City | OXFORD |
| State | MS |
| Zip | 38655-7390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 NW1/4 W OF RD PREV APN: 136 -28-007-B |
| Legal Range | 01W |
| Legal Township | 09S |
| Legal Section | 28 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950507 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 69 COUNTY ROAD 451, OXFORD, MS 38655-7390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage OXFORD UNIVERSITY BANK |
| Jan 2, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 |
| Deed Sale | Jan 2, 2020 |
| Deed Document Number | 20203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 69 COUNTY ROAD 451, OXFORD, MS 38655-7390 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 69 COUNTY ROAD 451, OXFORD, MS 38655-7390 |
| Document Number | 0020238540 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023-8540 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TUPELO, MS 38801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 69 COUNTY ROAD 451, OXFORD, MS 38655-7390 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 COUNTY ROAD 469, OXFORD, MS 38655-9593 |
| Document Number | 0202201453 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-01453 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Aug 8, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jan 2, 2020 |
| Property Address | 69 COUNTY ROAD 451, OXFORD, MS 38655-7390 |
| Document Number | 0202000003 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 202000003 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 PR 2023, OXFORD, MS 38655 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 253 COUNTY ROAD 427, OXFORD, MS 38655-8715 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,463.00 (+1,163.08%) Homeowner's exemption | $26,320 (+1,340.61%) | $263,200 (+2,060.92%) Land $25,940 Building $237,260 |
| 2023 | $195.00 | $1,827 | $12,180 Land $12,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENMARK WATER ASSOCIATION public/private · serves 499 people · EPA ID MS0360051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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