69 Charles River Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 69 Charles River Dr, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,548 sqft · built 1996
Lot Size	1.03 acres (45,215 sqft)
Owner	2 Trust Names on File
Last Sale	$311,000 (Apr 1998)
Tax Bill	$9,781 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`101-044`

Property Details

APN / Parcel Number

Primary APN	`101-044`
Alternative APNs	`FRAN M:251 L:046` `M:101 L:044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	5,204 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,215 sqft (1.03 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	101-044
Street Address	69 CHARLES RIVER DR
City	FRANKLIN
State	MA
Zip	02038-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHARLES RIVER FARMS
Legal Lot Number	46
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2018
Census Tract	442104

Owner

69 Charles River Dr is owner-occupied and held in a trust since November 2019.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	69 CHARLES RIVER DR, FRANKLIN, MA 02038-4317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Closed-End Mortgage MIDDLESEX SAVINGS BANK
Nov 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1998 · Amount on File
Deed Sale	Apr 14, 1998 · Amount on File
Last Transfer Date	Nov 25, 2019
Transfer Doc	37390-158
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	69 CHARLES RIVER DR, FRANKLIN, MA 02038-4317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35700-569
Date	Dec 27, 2017
Book Page	35700/569
Instrument	123254

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	228 Months
Due	Dec 1, 2036

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Nov 27, 2019
Property Address	69 CHARLES RIVER DR, FRANKLIN, MA 02038-4317
Document Number	37390-158
Book / Page	037390 / 000158
Instrument Date	Nov 25, 2019
Instrument	111382
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	69 CHARLES RIVER DR FRANKLIN MA 020384317, FRANKLIN, MA 02038-4317

Tax Assessment & Valuation

The 2025 property tax bill for 69 Charles River Dr was $9,781, down 1.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,781.00 (-1.44%)	$841,700 (-) Land $367,600 Building $474,100	$1,053,550 (+20.78%)
2024	$9,924.00 (+2.16%)	$841,700 (+9%) Land $367,600 Building $474,100	$872,290
2023	$9,714.00	$772,200 Land $341,100 Building $431,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Charles River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Charles River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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