69 Breach Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 69 Breach Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2.5 ba · 1,512 sqft · built 2014
Lot Size	0.25 acres (10,871 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 1997)
Tax Bill	$11,829 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`WEST M:143 B:7`

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:7`
Alternative APNs	`M:143 B:7 L` `1081800`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,292 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,871 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1081800
Street Address	69 BREACH DR
City	WESTERLY
State	RI
Zip	02891-4403
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	7
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1002
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:143 B:7

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	69 BREACH DR, WESTERLY, RI 02891-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 1997 · Amount on Record
Deed Sale	May 07, 1997 · Amount on Record
Deed Book / Page	644 / 114
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	69 BREACH DR, WESTERLY, RI 02891-4403
Document Number	2017-3521
Book / Page	002017 / 013521
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 BREACH DR WESTERLY RI 028914403, WESTERLY, RI 02891-4403

Mortgage

Document Number	2017-3521
Date	Jul 27, 2017
Book Page	002017/013521
Instrument	3306

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,829.00 (-1.1%)	$1,663,700 (+33.81%) Land $1,258,300 Building $405,400
2023	$11,961.00 (+0.63%)	$1,243,300 (-) Land $898,900 Building $344,400
2022	$11,886.00	$1,243,300 Land $898,900 Building $344,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.