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69 7th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 69 7th St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,036 sqft · built 1959
Lot Size0.094 acres (4,116 sqft)
Owner2 Individual Names on File
Last Sale$264,500 (Jul 2011)
Tax Bill$6,989 (2024)
Deeds & MortgagesMar 2022 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00078240-000200

Property Details

APN / Parcel Number

Primary APN00078240-000200
Alternative APN
  • 9099105

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2004
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialUrethane Foam
Lot Area4,116 sqft (0.094 acres)
Patio Area547 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9099105
Street Address69 7TH ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLY PT OF LT 36 AKA SLY 19.60 FT OF LT 36 AND ADJ UNEXCAVATED CANAL KEY COLONY BCH KEY COLONY BEACH YACHT CLUB SUB PB4-68
Legal Range33E
Legal Township66S
Legal Section05
Legal SubdivisionKEY COLONY BEACH YACHT
Legal Lot Number36
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1012
Census Tract971001

Owner

69 7th St is owned and occupied by two individuals who bought it in July 2011.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 510562, KEY COLONY BEACH, FL 33051-0562
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Nov 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2011 · Amount on File
Deed SaleJul 15, 2011 · Amount on File
Prior SaleJul 15, 2011 · Amount on File
Deed Document Number1843603
Deed Book / Page2526 / 0188
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address69 7TH ST, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 7TH ST, KEY COL BCH, FL 33051

Mortgage

Document Number0031621200
DateMar 22, 2022
Book Page3162/1200
Instrument2366934
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMARATHON, FL 33050
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address69 7TH ST, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030741033
DateFeb 9, 2021
Book Page3074/1033
Instrument2303178
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address69 7TH ST, KEY COLONY BEACH, FL 33051
Document Number0028811459
Book / Page002881 / 001459
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address69 7TH ST KEY COLONY BEACH FL 33051, KEY COLONY BEACH, FL 33051

Mortgage

Document Number0028811459
DateDec 5, 2017
Book Page002881/001459
Instrument2146002
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 4, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$724,461 Land $484,511 Building $239,950$724,461 Land $484,511 Building $239,950
2024$6,989.00 (+3.13%)
2023$6,777.00 (+27.99%) Homeowner's exemption$692,585 (+15.6%) Land $453,032 Building $239,553$692,585 (+15.6%) Land $453,032 Building $239,553
2022$5,295.00$599,098 Land $402,094 Building $197,004$599,098 Land $402,094 Building $197,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 69 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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