68975 Omo Rd, Ray, MI 48096 Property Records

Macomb County property record for 68975 Omo Rd, Ray, MI 48096

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,214 sqft · built 1910
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (May 2024)
Tax Bill$3,876 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN21-05-01-200-005

Property Details

APN / Parcel Number

Primary APN21-05-01-200-005
Alternative APN
  • 0501200005

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,214 sqft Living Area
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1995
Lot Area65,340 sqft (1.5 acres)
Lot Width207 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address68975 OMO RD
CityRAY
StateMI
Zip48096-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionT4N,R13E SEC 1 BEG AT NE COR SEC 1; TH S0*10'30"E 206.50 FTALG E SEC LINE; TH W 316.42 FT; TH N0*10'30"W 206.50 FT; TH E
Legal Range13E
Legal Township04N
Legal Section01
JurisdictionMACOMB MI
Township / Civil DivisionRAY
Census Block Group1
Census Block1000
Census Tract216000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address68975 OMO RD, RAY, MI 48096-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHOICEONE BANK
Jan 4, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Deed Document Number202437638
Deed Book / Page29573 / 840
Prior Transfer DateJan 4, 2018
Prior Transfer Doc0000001142
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address68975 OMO RD, RAY, MI 48096-1518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address68975 OMO RD, RAY, MI 48096-1518

Mortgage

Document Number0000161196
DateDec 28, 2020
Book Page27278/669
Instrument2161196
Lender
NameCHOICEONE BANK
TypeBank
AddressSPARTA, MI 49345
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJan 4, 2018
Property Address68975 OMO RD, RAY, MI 48096-1518
Document Number0000001142
Book / Page025147 / 000185
Instrument DateJan 4, 2018
Instrument1142
Transaction TypeTransfer
Record UpdatedFeb 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address68975 OMO RD RAY MI 480961518, RAY, MI 48096-1518

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionRay Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,300 (+7.66%)$272,600 (+7.66%)
2025$3,876.00 (+85.19%) Homeowner's exemption$126,600 (+6.39%)$253,200 (+6.39%)
2024$2,093.00 (+14.31%)
2023$119,000$238,000
2022$1,831.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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