68975 290th St, Collins, IA 50055 Property Records

Story County property record for 68975 290th St, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,874 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Oct 2019)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-06-400-480`

Property Details

APN / Parcel Number

Primary APN	`16-06-400-480`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	728 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Patio Area	104 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	68975 290TH ST
City	COLLINS
State	IA
Zip	50055-8084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, AGRIC
Legal Description	SECTION:06 TOWNSHIP:82 RANGE:21 SE SE E300' S290'
Legal Range	21W
Legal Township	82N
Legal Section	06
Legal Subdivision	88806
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2092
Census Tract	10200

Owner

68975 290th St is owned and occupied by two individuals who bought it in October 2019.

Source: Story County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68975 290TH ST, COLLINS, IA 50055-8084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU
Jun 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIER CU
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU
Oct 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Deed Document Number	201910315
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000005207
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	68975 290TH ST, COLLINS, IA 50055-8084
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68975 290TH ST, COLLINS, IA 50055-8084

Mortgage

Document Number	0202601560
Date	Feb 27, 2026
Instrument	2026-01560

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	68975 290TH ST, COLLINS, IA 50055-8084
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68975 290TH ST, COLLINS, IA 50055-8084

Mortgage

Document Number	0202504211
Date	Jun 5, 2025
Instrument	2025-04211

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 31, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	68975 290TH ST, COLLINS, IA 50055-8084
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200598
Date	Jan 19, 2022
Instrument	2022-00598

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 31, 2019
Property Address	68975 290TH ST, COLLINS, IA 50055-8084
Document Number	0201910315
Instrument Date	Oct 26, 2019
Instrument	2019-10315
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68975 290TH ST, COLLINS, IA 50055-8084

Mortgage

Document Number	0201910316
Date	Oct 31, 2019
Instrument	2019-10316

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 68975 290th St was $3,780, up 13.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00 (+13.45%)	$313,800 Land $126,900 Building $186,900	$313,800 Land $126,900 Building $186,900
2024	$3,332.00
2023		$258,700 Land $102,600 Building $156,100	$258,700 Land $102,600 Building $156,100
2022	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68975 290th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68975 290th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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