Orange County property record for 6897 Phillips Reserve Ct, Orlando, FL 32819
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,827 sqft · built 2017 |
| Owner | Individual Name on Record |
| Last Sale | $452,595 (Jan 2018) |
| Tax Bill | $7,583 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-28-7395-00-150 |
| Primary APN | 13-23-28-7395-00-150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,827 sqft Living Area |
| Gross Area | 3,927 sqft |
| 1st Floor Area | 2,827 sqft |
| Flooring | Carpet |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Porch | Finished/Open Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6897 PHILLIPS RESERVE CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32819-7807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | RESERVE AT PHILLIPS COVE 87/91 LOT 15 |
| Legal Subdivision | RESERVE AT PHILLIPS COVE |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14812 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Jan 8, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2018 · Amount on Record |
| Deed Sale | Jan 8, 2018 · Amount on Record |
| Deed Document Number | 201813609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6897 PHILLIPS RESERVE CT, ORLANDO, FL 32819-7807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6897 PHILLIPS RESERVE CT, ORLANDO, FL 32819-7807 |
| Document Number | 0000261416 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 20220261416 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 6897 PHILLIPS RESERVE CT, ORLANDO, FL 32819-7807 |
| Document Number | 0000013609 |
| Map Reference | MB 87 PG 91-93 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 20180013609 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,168.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 6897 PHILLIPS RESERVE CT, ORLANDO, FL 32819-7807 |
| Document Number | 0000013610 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 20180013610 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,693 (+2.7%) | $746,320 (-1.31%) Land $120,000 Building $626,320 | |
| 2025 | $7,583.00 (+4.23%) | $485,582 (+5.99%) | $756,210 (+10.58%) Land $120,000 Building $636,210 |
| 2024 | $7,275.00 (+7.3%) | ||
| 2023 | $6,780.00 (+3.35%) | $458,152 (+3%) | $683,873 (+36.82%) Land $120,000 Building $563,873 |
| 2022 | $6,560.00 | $444,808 | $499,843 Land $100,000 Building $399,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 units insured incl. 24 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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