Montgomery County property record for 6897 Charlesgate Rd, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,571 (2024) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P70 00702 0028 |
| Primary APN | P70 00702 0028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,712 sqft |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6897 CHARLESGATE RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-7083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14525 H C HUBER #60 SEC 3 |
| Legal Subdivision | HUBER |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100102 |
6897 Charlesgate Rd is owned by a company that acquired it in February 2019.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2019 |
| Transfer Doc | 0000012707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 1, 2019 |
| Property Address | 6897 CHARLESGATE RD, DAYTON, OH 45424-7083 |
| Document Number | 0000012707 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 12707 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 300 CRESCENT CT #700 DALLAS TX 752017849, 700, DALLAS, TX 75201-7849 |
| Investor | Possibly a Property Investor |
| Document Number | 15939 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 15939 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 31, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,500 Land $15,710 Building $49,790 | ||
| 2024 | $3,571.00 (+3.45%) | ||
| 2023 | $3,452.00 (+7.07%) | $65,500 (+36%) Land $15,710 Building $49,790 | $187,140 Land $44,880 Building $142,260 |
| 2022 | $3,224.00 | $48,160 Land $11,550 Building $36,610 | |
| 2020 | $137,600 Land $33,000 Building $104,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6897 Charlesgate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6897 Charlesgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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