6896 Northstar Ave, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 6896 Northstar Ave, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,646 sqft · built 1999
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,914 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-110-012`

Property Details

APN / Parcel Number

Primary APN	`05-11-110-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,646 sqft Living Area
1st Floor Area	2,639 sqft
Basement Area	2,639 sqft
Unfinished Basement	2,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	307 ft deep x 167 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6896 NORTHSTAR AVE
City	KALAMAZOO
State	MI
Zip	49009-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	BRECKENRIDGE ESTATES #1, LOT 1 * **12-95 1995 SPLIT FROM 11-105-091, 11-105-099 & 11-105-101
Legal Subdivision	BRECKENRIDGE ESTATES
Legal Lot Number	1
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	2
Census Block	2001
Census Tract	2908

Owner

6896 Northstar Ave is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6896 NORTHSTAR AVE, KALAMAZOO, MI 49009-7510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 23, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED SHORE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6896 NORTHSTAR AVE, KALAMAZOO, MI 49009-7510
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 NORTHSTAR AVE, KALAMAZOO, MI 49009-7510

Mortgage

Document Number	2022036644
Date	Nov 29, 2022
Instrument	2022-036644

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6896 NORTHSTAR AVE, KALAMAZOO, MI 49009-7510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020009238
Date	Apr 2, 2020
Instrument	2020-009238

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6896 NORTHSTAR AVE, KALAMAZOO, MI 49009-7510
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003658
Date	Feb 15, 2019
Instrument	2019-003658

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6896 NORTHSTAR AVE, KALAMAZOO, MI 49009-7510
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018016936
Date	May 23, 2018
Instrument	2018-016936

Lender

Name	UNITED SHORE FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6896 Northstar Ave was $9,914 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,800	$751,600
2025	$9,914.00 Homeowner's exemption
2023		$345,600	$691,200
2019	$7,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6896 Northstar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6896 Northstar Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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