6896 Deer Ridge Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6896 Deer Ridge Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$238,180 (Jul 2017)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-313-155-00`

Property Details

APN / Parcel Number

Primary APN	`02-313-155-00`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	143 ft deep x 78.6 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6896 DEER RIDGE DR
City	TEMPERANCE
State	MI
Zip	48182-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK PLAT 4 LOT 155
Legal Subdivision	HICKORY CREEK
Legal Lot Number	155
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4002
Census Tract	833500

Owner

6896 Deer Ridge Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6896 DEER RIDGE DR, TEMPERANCE, MI 48182-1464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	201713866
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6896 DEER RIDGE DR, TEMPERANCE, MI 48182-1464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008757
Date	May 5, 2020
Instrument	2020R08757

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 3, 2017
Property Address	6896 DEER RIDGE DR, TEMPERANCE, MI 48182-1464
Document Number	2017R13866
Map Reference	LB 21 PG 100
Instrument Date	Jun 28, 2017
Instrument	2017R13866
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1948 WOODLAND DR, 1948, TEMPERANCE, MI 48182-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 BELFAIR CT, TOLEDO, OH 43623-3316

Mortgage

Document Number	0000013867
Date	Jul 3, 2017
Instrument	2017R13867

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6896 Deer Ridge Dr was $3,660 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,900 (+9.26%) Land $169,900	$339,800 (+9.26%) Land $339,800
2025	$3,660.00 Homeowner's exemption	$155,500 Land $155,500	$311,000 Land $311,000
2023	$3,248.00 Homeowner's exemption	$139,200	$278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6896 Deer Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6896 Deer Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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