Winnebago County property record for 6895 Middle Rd, South Beloit, IL 61080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,394 sqft · built 1970 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-10-200-004 |
| Primary APN | 04-10-200-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Basement Area | 1,344 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 010 005 |
|---|---|
| Street Address | 6895 MIDDLE RD |
| City | SOUTH BELOIT |
| State | IL |
| Zip | 61080-9793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 250 FT W 120 FT E 615 FT NE 1/4 SECSEC: 10 TWP: 046 RANGE: 002 ACRES: 0.69 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Section | 10 |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 3903 |
6895 Middle Rd is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6895 MIDDLE RD, SOUTH BELOIT, IL 61080-9793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6895 MIDDLE RD, SOUTH BELOIT, IL 61080-9793 |
| Document Number | 0001027629 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6895 MIDDLE RD SOUTH BELOIT IL 610809793, SOUTH BELOIT, IL 61080-9793 |
| Document Number | 0001027629 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 1027629 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
The 2025 property tax bill for 6895 Middle Rd was $3,305 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Prairie Hill Community Consolidated School District 133 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 | $57,854 Land $7,681 Building $50,173 | $173,562 Land $23,043 Building $150,519 |
| 2022 | Homeowner's exemption | $43,349 Land $5,755 Building $37,594 | $130,047 Land $17,265 Building $112,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6895 Middle Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6895 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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