Butler County property record for 6895 Michael Rd, Middletown, OH 45042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,246 sqft · built 1948 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $60,000 (May 2017) |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E2210-018-000-022 |
| Primary APN | E2210-018-000-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 16,422 sqft (0.377 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 168 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6895 MICHAEL RD |
|---|---|
| City | MIDDLETOWN |
| State | OH |
| Zip | 45042-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 2 9 NE PT SW 1/4 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14300 |
6895 Michael Rd is owner-occupied and held in a trust since May 2017.
Source: Butler County records, as of September 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6895 MICHAEL RD, MIDDLETOWN, OH 45042-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| May 2, 2017 | Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Feb 23, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on File |
| Deed Sale | May 2, 2017 · Amount on File |
| Prior Sale | Mar 23, 2017 · Amount on File |
| Deed Document Number | 201716884 |
| Deed Book / Page | 9028 / 1147 |
| Prior Transfer Date | Nov 3, 2003 |
| Prior Transfer Doc | 0000126211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 6895 MICHAEL RD, MIDDLETOWN, OH 45042-1429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042277 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 9360/0571 |
| Instrument | 2019-00042277 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 7, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | May 2, 2017 |
| Property Address | 6895 MICHAEL RD, MIDDLETOWN, OH 45042-1429 |
| Document Number | 0000016884 |
| Book / Page | 009028 / 001147 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 16884 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Title Company | BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 CEDAR HILL LN SPRINGBORO OH 450669761, SPRINGBORO, OH 45066-9761 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Feb 23, 2017 |
| Property Address | 6895 MICHAEL RD, MIDDLETOWN, OH 45042-1429 |
| Document Number | 0000007375 |
| Book / Page | 009004 / 000452 |
| Instrument Date | Jan 21, 2017 |
| Instrument | 7375 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 6895 Michael Rd was $3,119.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 | $48,650 Land $8,920 Building $39,730 | $138,990 Land $25,490 Building $113,500 |
| 2023 | $1,974.00 (+21.48%) | $48,650 (+44.88%) Land $8,920 Building $39,730 | $138,990 Land $25,490 Building $113,500 |
| 2022 | $1,625.00 | $33,580 Land $8,920 Building $24,660 | |
| 2020 | $95,960 Land $25,490 Building $70,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6895 Michael Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6895 Michael Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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