6891 Yellow Warbler Bend, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6891 Yellow Warbler Bend, Harmony, FL 34773

Property Summary

Property Type	Vacant Land
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$529,990 (Jul 2026)
Tax Bill	$969 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-31-3673-0001-0560`

Property Details

APN / Parcel Number

Primary APN	`13-26-31-3673-0001-0560`
Alternative APN	`263113367300010560`

Exterior

Lot Area	9,147 sqft (0.21 acres)

Location & Zoning

Street Address	6891 YELLOW WARBLER BND
City	HARMONY
State	FL
Zip	34773-6245
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BAY LAKE FARMS AT SAINT CLOUD PB 34 PGS 165-171 LOT 56
Legal Subdivision	BAY LAKE FARMS A1 SAINT CLOUD
Legal Lot Number	56
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2115
Census Tract	43801

Owner

Source: Osceola County records · APN 13-26-31-3673-0001-0560

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6891 YELLOW WARBLER BND, HARMONY, FL 34773-6245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Deed Document Number	202694240
Deed Book / Page	7006 / 182
Record Updated	Sep 20, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 20, 2026
Property Address	6891 YELLOW WARBLER BND, HARMONY, FL 34773-6245
Document Number	0000094240
Book / Page	7006 / 182
Instrument Date	Jul 17, 2026
Instrument	202694240
Record Updated	Jul 30, 2026
Title Company	M/I TITLE LLC, M/I TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$374,702.93
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6891 YELLOW WARBLER BND, HARMONY, FL 34773-6245

Mortgage

Document Number	0000094241,
Date	Jul 20, 2026
Instrument	202694241

Lender

Name	MI FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+100.62%)	$70,000 Land $70,000	$70,000 Land $70,000
2024	$483.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.