6891 Horseshoe Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 6891 Horseshoe Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$318,500 (Apr 2024)
Tax Bill	$1,493 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18229`

Property Details

APN / Parcel Number

Primary APN	`18229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Deck Area	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6891 HORSESHOE LN
City	GLOUCESTER
State	VA
Zip	23061-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BELLAMY PARCEL 2
Legal Subdivision	PLAT: PB21 675
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	1
Census Block	1003
Census Tract	100202

Owner

6891 Horseshoe Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20241247
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943

Mortgage

Document Number	0250004743
Date	Nov 13, 2025
Instrument	250004743

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	5.5%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 10, 2024
Property Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943
Document Number	0240001247
Instrument Date	Apr 3, 2024
Instrument	240001247
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943

Mortgage

Document Number	0240001248
Date	Apr 10, 2024
Instrument	240001248

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 19, 2019
Property Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943
Document Number	0190001105
Instrument Date	Jan 30, 2019
Instrument	190001105
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	TITLE CONCEPTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6891 HORSESHOE LN, GLOUCESTER, VA 23061-3943
Investor	Possibly a Property Investor

Mortgage

Document Number	0190001106
Date	Mar 19, 2019
Instrument	190001106

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0190001107
Date	Mar 19, 2019
Instrument	190001107

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6891 Horseshoe Ln was $1,493, up 18% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,493.00 (+18.02%)	$256,130 (+24.26%) Land $70,600 Building $185,530	$256,130 (+24.26%) Land $70,600 Building $185,530
2025	$1,265.00 (+6.39%)	$206,120 (+1.02%) Land $63,400 Building $142,720	$206,120 (+1.02%) Land $63,400 Building $142,720
2024	$1,189.00	$204,030 (-) Land $63,400 Building $140,630	$204,030 (-) Land $63,400 Building $140,630
2023	$1,189.00 (-16.97%)	$204,030 (+3.26%) Land $63,400 Building $140,630	$204,030 (+3.26%) Land $63,400 Building $140,630
2022	$1,432.00	$197,580 Land $72,000 Building $125,580	$197,580 Land $72,000 Building $125,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6891 Horseshoe Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6891 Horseshoe Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Horseshoe Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures