6890 Frontage Rd Ext, Lucerne, CA 95458 Property Records

Lake County property record for 6890 Frontage Rd Ext, Lucerne, CA 95458

Property Summary

Property Type	Mobile Home
Details	140 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`006-391-120-000`

Property Details

APN / Parcel Number

Primary APN	`006-391-120-000`

Interior

Building Area	140 sqft
Fireplace	Fireplace

Exterior

Lot Area	8,712 sqft (0.2 acres)
Garage Area	440 sqft

Location & Zoning

Street Address	6890 FRONTAGE ROAD EXT
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Subdivision	LUCERNE RIVIERA
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2046
Census Tract	501

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 212, LUCERNE, CA 95458-0212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Apr 6, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2019	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	6890 FRONTAGE ROAD EXT, LUCERNE, CA 95458
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, FREEDOM MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212, LUCERNE, CA 95458-0212

Mortgage

Document Number	0000000467
Date	Jan 12, 2024
Instrument	2024000467

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	1444 BISCAYNE BLVD STE 316, MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	6890 FRONTAGE ROAD EXT, LUCERNE, CA 95458
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004322
Date	Apr 6, 2018
Instrument	2018004322

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	6890 FRONTAGE ROAD EXT, LUCERNE, CA 95458
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000345
Date	Jan 14, 2019
Instrument	2019000345

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	6890 FRONTAGE ROAD EXT, LUCERNE, CA 95458
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6890 FRNTAGE ROOD, WESTPORT, CA 95488

Mortgage

Document Number	0000004354
Date	Mar 10, 2021
Instrument	2021004354

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,906.00 (+4.61%) Homeowner's exemption	$175,492 (+4.04%) Land $46,134 Building $129,358
2023	$1,822.00 (+1%) Homeowner's exemption	$168,680 Land $44,344 Building $124,336
2022	$1,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frontage Rd Ext

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