689 White Pine Way, Sumter, SC 29154 Property Records

Sumter County property record for 689 White Pine Way, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,213 sqft · built 1986
Lot Size	0.103 acres (4,499 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Jul 2023)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-16-04-007`

Property Details

APN / Parcel Number

Primary APN	`227-16-04-007`
Alternative APN	`39616`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,213 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,213 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,499 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	319 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39616
Street Address	689 WHITE PINE WAY
City	SUMTER
State	SC
Zip	29154-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 PB90-976 PB96-500 44.85 FT PB87-1427
Legal Subdivision	JOSEPH R EDWARDS PLS
Legal Lot Number	88
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2011
Census Tract	1704

Owner

Source: Sumter County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	689 WHITE PINE WAY, SUMTER, SC 29154-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 2, 2018	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	2023
Deed Book / Page	1316 / 5454
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 24, 2023
Property Address	689 WHITE PINE WAY, SUMTER, SC 29154-6214
Document Number	0013165454
Book / Page	1316 / 5454
Map Reference	MB 96 PG 500
Instrument Date	Jul 20, 2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$397.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 WHITE PINE WAY, SUMTER, SC 29154-6214

Mortgage

Document Number	0013165457
Date	Jul 24, 2023
Instrument	1316-5457

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	689 WHITE PINE WAY, SUMTER, SC 29154-6214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012401076
Date	Jan 2, 2018
Book Page	1240/1076
Instrument	1240-1076

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00 (+46.73%)	$6,070 (+43.16%) Land $600 Building $5,470	$151,725 (+40.7%) Land $15,000 Building $136,725
2023	$811.00 (+0.5%)	$4,240 (-) Land $530 Building $3,710	$107,835 (-) Land $15,000 Building $92,835
2022	$807.00	$4,240 Land $530 Building $3,710	$107,835 Land $15,000 Building $92,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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