689 Western Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 689 Western Ave, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,998 sqft · built 1959
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$356,000 (Oct 2011)
Tax Bill	$7,850 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0193 B:0074 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0193 B:0074 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	5,814 sqft
1st Floor Area	1,998 sqft
Basement Area	1,998 sqft
Unfinished Basement	1,998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	689 WESTERN AVE
City	GLOUCESTER
State	MA
Zip	01930-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Subdivision	GLOUCESTER
Legal Block	74
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3004
Census Tract	221901

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0193 B:0074 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	689 WESTERN AVE, GLOUCESTER, MA 01930-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2011 · Amount on Record
Deed Sale	Oct 26, 2011 · Amount on Record
Prior Sale	Jul 26, 2007 · Amount on Record
Deed Book / Page	30769 / 140
Transfer Doc	28200-58
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	689 WESTERN AVE, GLOUCESTER, MA 01930-5117
Document Number	39219-416
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	689 WESTERN AVE GLOUCESTER MA 019305117, GLOUCESTER, MA 01930-5117

Mortgage

Document Number	39219-416
Date	Nov 24, 2020
Book Page	039219/000416
Instrument	24003670

Lender

Name	DMB FINANCIAL LLC DMB FINANCIAL LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,850.00 (+2.48%)	$807,600 (+2.58%) Land $241,000 Building $566,600
2024	$7,660.00 (-2.57%)	$787,300 (+6.05%) Land $229,500 Building $557,800	$750,310
2023	$7,862.00	$742,400 Land $204,800 Building $537,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2018–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.