Bay County property record for 689 W Beaver Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,052 sqft · built 2000 |
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Oct 2024) |
| Tax Bill | $1,246 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 020-035-200-025-02 |
| Primary APN | 020-035-200-025-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Basement Area | 2,052 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 189,050 sqft (4.34 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 5 Parking Spaces |
| Sauna | Sauna |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 689 W BEAVER RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT N 1/4 COR OF SEC TH E 510 FT TO POB TH E 250 FT TH S 787.73 FT TH N 75D 28M W 257.99 FT ALG A TRAVERSE LI FOR WALDO |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 286101 |
689 W Beaver Rd is owned and occupied by an individual who bought it in October 2024.
Source: Bay County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 689 W BEAVER RD, AUBURN, MI 48611-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on File |
| Deed Sale | Oct 18, 2024 · Amount on File |
| Prior Sale | May 2, 2014 · Amount on File |
| Deed Document Number | 202412125 |
| Prior Transfer Date | Oct 5, 2012 |
| Prior Transfer Doc | 0029110320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 8, 2026 |
| Property Address | 689 W BEAVER RD, AUBURN, MI 48611-9735 |
| Document Number | 0000009031 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20269031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 689 W BEAVER RD, AUBURN, MI 48611-9735 |
| Document Number | 0000009031, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20269031 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 689 W Beaver Rd was $1,246 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $86,400 (+16.44%) | $172,800 (+16.44%) |
| 2025 | $1,246.00 Homeowner's exemption | $74,200 | $148,400 |
| 2023 | $60,900 | $121,800 | |
| 2022 | $2,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 W Beaver Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 689 W Beaver Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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