689 Summit Rd, Fenton, MO 63026 Property Records

St. Louis County property record for 689 Summit Rd, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,368 sqft · built 2022
Lot Size	0.435 acres (18,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Mar 2023)
Tax Bill	$8,881 (2025)
Deeds & Mortgages	May 2021 Construction Loan Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29P-52-0487`

Property Details

APN / Parcel Number

Primary APN	`29P-52-0487`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	2,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	18,949 sqft (0.435 acres)
Lot Dimensions	23 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Deck Area	192 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	689 SUMMIT RD
City	FENTON
State	MO
Zip	63026-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUMMIT WOODS ESTATES LOT 1
Legal Subdivision	SUMMIT WOODS ESTATES
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1019
Census Tract	221424

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	689 SUMMIT RD, FENTON, MO 63026-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage LINDELL BANK & TRUST CO
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit SULLIVAN BANK
Mar 16, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Mar 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	2023316429
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	689 SUMMIT RD, FENTON, MO 63026-3912
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, BALLWIN, MO 63022-0454

Mortgage

Document Number	0248422064
Date	May 5, 2021
Book Page	24842/2064
Instrument	2021050500766

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank
Address	EUREKA, MO 63025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	689 SUMMIT RD, FENTON, MO 63026-3912
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, BALLWIN, MO 63022-0454

Mortgage

Document Number	0251980380
Date	Nov 3, 2021
Book Page	25198/380
Instrument	2021110300054

Lender

Name	SULLIVAN BANK
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 16, 2023
Property Address	689 SUMMIT RD, FENTON, MO 63026-3912
Document Number	2023031600429
Map Reference	MB 366 PG 154
Instrument Date	Mar 13, 2023
Instrument	2023031600429
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 454, BALLWIN, MO 63022-0454

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	689 SUMMIT RD, FENTON, MO 63026-3912

Mortgage

Document Number	2023031600431
Date	Mar 16, 2023
Instrument	2023031600431

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 16, 2023
Property Address	689 SUMMIT RD, FENTON, MO 63026-3912
Document Number	2023031600430
Map Reference	MB 366 PG 154
Instrument Date	Mar 13, 2023
Instrument	2023031600430
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5265 WESTMINSTER PL, SAINT LOUIS, MO 63108-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 WESTMINSTER PL, SAINT LOUIS, MO 63108-1122

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,610 (-) Land $28,540 Building $94,070	$645,300 (-) Land $150,200 Building $495,100
2025	$8,881.00 (+17.19%)	$122,610 (+49.14%) Land $28,540 Building $94,070	$645,300 (+49.13%) Land $150,200 Building $495,100
2024	$7,578.00 (+24.58%)
2023	$6,083.00 (+250.4%)	$82,210 (+275.9%) Land $21,870 Building $60,340	$432,700 (+275.93%) Land $115,100 Building $317,600
2022	$1,736.00	$21,870 Land $21,870
2021			$115,100 Land $115,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1985–2019)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRONTIER ESTATES private · serves 120 people · EPA ID MO6036101
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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