Carroll County property record for 689 Spring Meadow Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,406 sqft · built 2006 |
| Lot Size | 0.35 acres (15,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Nov 2025) |
| Tax Bill | $10,987 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-149670 |
| Primary APN | 07-149670 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,406 sqft Total Area |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,263 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 45 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 149670 |
|---|---|
| Street Address | 689 SPRING MEADOW DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 100 - 15263 SF 689 SPRING MEADOW DR 48- VLG OF MEADOW CREEK PLT |
| Legal Subdivision | MEADOW CREEK |
| Legal Lot Number | 100 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 507500 |
689 Spring Meadow Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 689 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC |
| May 9, 2018 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on File |
| Deed Sale | Nov 3, 2025 · Amount on File |
| Prior Sale | May 9, 2018 · Amount on File |
| Deed Book / Page | 11605 / 371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 3, 2025 |
| Property Address | 689 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0116050371 |
| Book / Page | 11605 / 371 |
| Map Reference | MB 48 PL 31-44 |
| Instrument Date | Oct 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | EMERALD BAY ESCROW SERVICES LLC, EMERALD BAY ESCROW SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0011605379 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 11605/379 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 9, 2018 |
| Property Address | 689 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0090080177 |
| Book / Page | 9008 / 0177 |
| Map Reference | MB48 PL39 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 689 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0009008184 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 9008/184 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 689 Spring Meadow Dr was $10,987, up 17.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,987.00 (+17.72%) | $650,500 (+7.81%) Land $159,400 Building $491,100 | $650,500 (-) Land $159,400 Building $491,100 |
| 2025 | $9,333.00 Homeowner's exemption | $603,400 | $650,500 Land $159,400 Building $491,100 |
| 2023 | $8,605.00 Homeowner's exemption | $509,200 Land $159,400 Building $349,800 | $509,200 Land $159,400 Building $349,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Spring Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 689 Spring Meadow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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