689 Silver Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 689 Silver Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,393 sqft · built 1994
Lot Size	0.187 acres (8,159 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Aug 2003)
Tax Bill	$15,087 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-085-390`

Property Details

APN / Parcel Number

Primary APN	`056-085-390`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
Gross Area	2,863 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,193 sqft
Basement Area	470 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	689 SILVER AVE
City	HALF MOON BAY
State	CA
Zip	94019-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT L BLK 4 CITY OF HALF MOON BAY OFFICIAL MAP NO 3 RSM 107/34-35
Legal Subdivision	CITY OF HALF MOON BAY
Legal Block	4
Legal Lot Number	L
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2048
Census Tract	613501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	689 SILVER AVE, HALF MOON BAY, CA 94019-1566
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage · ARM FIRST TECHNOLOGY FEDERAL CU
Feb 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2003 · Amount on Record
Deed Sale	Aug 28, 2003 · Amount on Record
Prior Sale	Apr 13, 2000 · Amount on Record
Deed Document Number	2003246972
Last Transfer Date	Jul 18, 2013
Transfer Doc	0000131120
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	689 SILVER AVE, HALF MOON BAY, CA 94019-1566
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 SILVER AVE, HALF MOON BAY, CA 94019-1566

Mortgage

Document Number	0000002421
Date	Jan 16, 2018
Instrument	2018-002421

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	Annually
Index	1-Year LIBOR

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 17, 2021
Property Address	689 SILVER AVE, HALF MOON BAY, CA 94019-1566
Document Number	0000026436
Map Reference	MB 107 PG 34&35
Instrument Date	Sep 25, 2020
Instrument	2021-026436
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	689 SILVER AVE, HALF MOON BAY, CA 94019-1566

Mortgage

Document Number	0000026437
Date	Feb 17, 2021
Instrument	2021-026437

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,208,684 (+2%) Land $561,954 Building $646,730
2025	$15,087.00 (+10.62%) Homeowner's exemption	$1,184,986 (+4.04%) Land $550,936 Building $634,050
2023	$13,639.00 (+1.16%) Homeowner's exemption	$1,138,976 Land $529,544 Building $609,432	$1,413,720
2022	$13,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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