689 S Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 689 S Ridgewood Ave, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,629 sqft Living Area
Lot Size12,750 sqft (0.293 acres)
OccupancyOwner Occupied
Last Sale$178,000 (2017)
Tax Bill$2,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN4242-20-32-0050
Alternative APNs
  • 32144220320050
  • 42143220320050
  • 3187695.0
  • 3187695

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,629 sqft Living Area
1st Floor1,629 sqft 1st Floor
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area12,750 sqft (0.293 acres)
Depth X Width170 ft x 75 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area792 sqft Garage
Porch Area289 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3187695
Street Address689 S RIDGEWOOD AVE
CityORMOND BEACH
StateFL
Zip32174-7672
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 32 RIO VISTA MB 6 PG 25 PER OR 6117 PG 0818 PER OR 6117 PGS 0819-0820 PER OR 7445 PG 4274 PER OR 7445 PG 4277
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionRIO VISTA MB
Legal Tract20
Legal Block32
Legal Lot Number5
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1036
Census Tract80600

Owner

Source: Volusia County records · APN 4242-20-32-0050

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Mar 25, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 19, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Sep 07, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2017 · Amount on Record
Deed SaleSep 07, 2017 · Amount on Record
Deed Doc Number2017176168
Deed Book / Page7445 / 4277
Prior Transfer DateAug 21, 2007
Prior Transfer Doc0061170819
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672
Transaction TypeMortgage
Record UpdatedMay 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672

Mortgage

Document Number0082373886
DateApr 18, 2022
Book Page8237/3886
Instrument2022088891
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term168 Months
DueApr 17, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672
Transaction TypeMortgage
Record UpdatedApr 09, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672

Mortgage

Document Number0080140093
DateMar 25, 2021
Book Page8014/93
Instrument2021-067021
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term311 Months
DueFeb 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078531414
DateMay 19, 2020
Book Page7853/1414
Instrument2020-089729
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term329 Months
DueOct 01, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 07, 2017
Property Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672
Document Number0074454277
Book / Page7445 / 4277
Map ReferenceMB6 PG25
Instrument DateSep 01, 2017
Instrument2017-176168
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address160 SEVILLE ST, 160, ORMOND BEACH, FL 32174-7645

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife) - Vendor Data Only
Address689 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7672

Mortgage

Document Number2017176169
DateSep 07, 2017
Instrument2017-176169
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$177,382 (+2.7%)$259,256 (-0.3%) Land $46,665 Building $212,591
2025$2,639.00 (+5.18%) Homeowner's exemption$172,719 (+5.99%)$260,049 (+10.05%) Land $46,665 Building $213,384
2023$2,509.00 (+2.53%) Homeowner's exemption$162,964 (+3%)$236,310 (+12.3%) Land $36,338 Building $199,972
2022$2,447.00 Homeowner's exemption$158,217$210,425 Land $36,338 Building $174,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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