689 N Main St, Kalispell, MT 59901 Property Records

Flathead County property record for 689 N Main St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 887 sqft · built 1939
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$81,600 (Jul 2013)
Tax Bill	$2,118 (2026)
Deeds & Mortgages	May 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0782543`

Property Details

APN / Parcel Number

Primary APN	`R0782543`
Alternative APNs	`07-3966-07-1-17-12-0000` `0000801440`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	887 sqft Living Area
1st Floor Area	572 sqft
Attic	Attic
Attic Area	315 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	276 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000801440
Street Address	689 N MAIN ST
City	KALISPELL
State	MT
Zip	59901-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	KAL ADD 5, S07, T28 N, R21 W, BLOCK 227, LOT 012
Legal Range	21W
Legal Township	28N
Legal Section	07
Legal Subdivision	KAL ADD 5
Legal Block	227
Legal Lot Number	12
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2005
Census Tract	903

Owner

689 N Main St is owned and occupied by an individual who bought it in July 2013.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	689 N MAIN ST, KALISPELL, MT 59901-3602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on File
Deed Sale	Jul 23, 2013 · Amount on File
Deed Document Number	201317947
Prior Transfer Date	Jul 18, 2013
Prior Transfer Doc	0000017947
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	689 N MAIN ST, KALISPELL, MT 59901-3602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009101
Date	May 8, 2017
Instrument	201700009101

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	689 N MAIN ST, KALISPELL, MT 59901-3602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000043912
Date	Dec 29, 2020
Instrument	202000043912

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	689 N MAIN ST, KALISPELL, MT 59901-3602
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005572
Date	Mar 2, 2020
Instrument	202000005572

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 689 N Main St was $2,118.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,118.00	$401,600
2025			$401,600 Land $85,750 Building $315,850
2023	$2,799.00	$338,900	$338,900 Land $75,550 Building $263,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 689 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Western Montana CommunityTel.

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