689 Mountain Ave, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 689 Mountain Ave, Wyckoff, NJ 07481

Property Summary

Property TypeSingle Family Home
Details2,860 sqft · built 1984
Lot Size0.686 acres (29,875 sqft)
OwnerIndividual Name on Record
Last Sale$662,000 (Feb 2018)
Tax Bill$19,030 (2025)
Deeds & MortgagesDec 2025 Transfer
Jun 2023 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APN70-00436-0000-00019-04

Property Details

APN / Parcel Number

Primary APN70-00436-0000-00019-04
Alternative APN
  • 700043600000001902

Interior

Stories2 Stories
Building Area2,860 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area29,875 sqft (0.686 acres)
Lot Dimensions239 ft deep x 125 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number700043600000001902
Street Address689 MOUNTAIN AVE
CityWYCKOFF
StateNJ
Zip07481-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description125 X 239 IRR
Legal SubdivisionPROPERTY & TOPOGRAPHIC
Legal Block436
Legal Lot Number19.04
JurisdictionBERGEN NJ
Township / Civil DivisionWYCKOFF
Census Block Group1
Census Block1011
Census Tract61300

Owner

Source: Bergen County and Wyckoff Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Intrafamily Transfer, Transfer
Jun 8, 2023Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Aug 6, 2021Deed of Trust, Mortgage · Line of Credit
LAKELAND BANK
Apr 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Aug 23, 2017Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
Sep 4, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK
Feb 9, 2018Grant Deed, Transfer · Conventional with PMI
NJ LENDERS
Aug 17, 2017Grant Deed, Transfer
NOT AVAILABLE
Aug 17, 2017Grant Deed, Transfer
BELMONT TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2018 · Amount on Record
Deed SaleFeb 9, 2018 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Document Number201818-010710
Deed Book / Page2861 / 2352
Last Transfer DateNov 18, 2025
Transfer Doc0056621584
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateDec 3, 2025
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Document Number0056621584
Book / Page5662 / 1584
Instrument DateDec 3, 2025
Instrument2025082560
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address575 ELM ST STE 2, 2, MAYWOOD, NJ 07607-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046

Mortgage

Document Number0050110256
DateJun 8, 2023
Book Page5011/256
Instrument2023037933
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMay 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanySEARCHTEC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043190043
DateAug 6, 2021
Book Page4319/43
Instrument2021127606
Lender
NameLAKELAND BANK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyPRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040650740
DateApr 8, 2021
Book Page4065/740
Instrument2021052610
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueMar 1, 2046

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027031229
DateAug 23, 2017
Book Page02703/1229
Instrument17-063490
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Document Number0030691388
Instrument DateSep 4, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 MOUNTAIN AVE WYCKOFF NJ 074811046, WYCKOFF, NJ 07481-1046

Mortgage

Document Number0030691388
DateOct 2, 2018
Book Page003069/001388
Instrument70243
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 9, 2018
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Document Number0028602352
Book / Page002860 / 002352
Instrument DateDec 20, 2017
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address689 MOUNTAIN AVE WYCKOFF NJ 074811046, WYCKOFF, NJ 07481-1046

Mortgage

Document Number28602359
DateFeb 9, 2018
Book Page002860/002359
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 8, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateAug 17, 2017
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Document Number0026982085
Book / Page002698 / 002085
Instrument DateJul 27, 2017
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateAug 17, 2017
Property Address689 MOUNTAIN AVE, WYCKOFF, NJ 07481-1046
Document Number0026982093
Book / Page002698 / 002093
Instrument DateJul 24, 2017
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyBELMONT TITLE INC

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address299 BRIARWOOD DR WYCKOFF NJ 074811601, WYCKOFF, NJ 07481-1601

Tax Assessment & Valuation

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionWyckoff Township
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)
Elementary School DistrictWyckoff Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$939,300 (-) Land $589,300 Building $350,000$939,300 (-) Land $589,300 Building $350,000
2025$19,030.00 (+3.9%)$939,300 (-) Land $589,300 Building $350,000$939,300 (-) Land $589,300 Building $350,000
2024$18,316.00 (+5.87%)
2023$939,300 Land $589,300 Building $350,000$939,300 Land $589,300 Building $350,000
2022$17,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1979–2012)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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